Comparison

Advise Wealth vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Advise Wealth

Features
Read full description

Advise is a personal wealth management app that helps you find and manage your whole financial world in one simple location. Are you having difficulty understanding your financial position? The solution is Advise. Advise is an easy to use app that gathers all your information in one place, providing you with a clear overview of your personal wealth. Once you download the app, you can be connected to your financial information in just minutes With bank level security, your data has never been safer What other features does the advise app offer its users? Data Collection and Management With live feeds from sources such as your financial institutions, superannuation provider (including SMSF), Redbook (for Motor Vehicle Values), and the Australian Stock Exchange you can finally access an accurate listing of all of your assets in one easy to manage location. Rental property monthly agents statements can be sent directly to the advise app from your managing agent for easy tax time document collation Cash Flow Tracking and Management The advise app allows you to review your cash flows and even tag items for specific purposes such as tax deductions, and report on your monthly cash inflows and outflows. You can even set up auto-categorisation of your expenses for recurring items. Digital Document Signing Save yourself time and paper by signing tax returns, financials and business activity statements within the advise app, copies of these documents are saved for easy access Secure Document Storage Store copies of your important documents such as Wills, Insurance Policies, in one central location where they can be easily accessed.

About

Spending Tracker

This finance app helps you track spending, build budgets, and manage debt. It offers multiple input methods, including voice and receipt scanning, with a focus on user privacy and ease of use. A 30-day free trial provides full access without ads or restrictions.

Highlights
  • Automated budget creation
  • Multiple spending input methods (voice, scan, screenshot)
  • Debt tracking and management
  • Spending insights and charts
  • Overspend alerts
  • Tracking streaks for motivation
Features
Read full description

Finally! A spending tracker that builds a budget FOR you. Saving money couldn’t be easier. Try for free. No bank link needed. Life’s getting harder! Thank you, Mr Politician. However… Many reports show tracking your spending can save you over $1,000 per year. That’s why I started tracking my money about a decade ago. Hi, I’m James, and I built KeepyCash :) Why? Because the big-name budgeting app I used went up to $109 per YEAR! I wanted to track my spending, clearly see where my money was going… … and stop worrying if I had enough money to pay my (ever-rising) bills. (The cost of living's gone MAD!) With two decades of software engineering under my belt, I had an obvious idea: “I’ll make my own, and make it better and cheaper.” And KeepyCash was born. You can try it for yourself, for free (more on that in a sec). It’s super-easy to use. You can track your spending only… … OR have KeepyCash build a budget FOR you! Yep. If you want a budget, we do it for you. Building a budget yourself can take hours. It can be overwhelming. Because money can get messy. Personally, I’m balancing our income, mortgage, two young kids, car payments and all the other expenses that come with a “full life”. Yet, having a simple budget and an easy way to stick to it helps me stay on top of my finances instead of them spiraling out of control. And talking of easy ways to track your spending… Pick the easiest way for you. There are 4 to choose from: - Type it in - Voice command - Scan a receipt with your camera - Take a screenshot of your bank statement (image is NOT stored - perfect privacy while tracking multiple expenses) Just do what works for you :) Now, about “trying KeepyCash for free”. I noticed many budgeting apps claiming to be free. But they all come with one of these 3 caveats: 1 - You’ll get slammed with ads 2 - It’s free for only 3 days (sometimes up to 7 days - but not long enough to make a difference) 3 - You're locked out of the features you actually want Of course, the fix to each of the above is to pay for some kind of ‘upgrade’. It’s not like that with KeepyCash. We ARE a paid app, because we’re serious about helping. However, you can try us for FREE with NO ads, completely UNRESTRICTED access, and for a FULL 30 DAYS, so you can truly find out if KeepyCash works for you, with no pressure. I thought you’d appreciate being told upfront. I know I would. What Else Can You Do With KeepyCash? - Easily track your spending, so you can keep more of what you earn - Build “tracking streaks” - a fun way to make keeping money addictive - Create a budget so you can give every dollar (or Pound or Euro) a job - Debt Tracker Mode: Use it to track your progress, save money on interest, and become debt-free - Quick-glance spending insights - You don’t need to be an accountant to read our simple charts that show you where your money is going - Overspend alerts that help you stay on track and in control - GuardianMode: Helps protect your money from repeat spending - A load of other simple and useful tools to help you get good with your money A Note About Privacy: We don’t link to your bank account. If the likes of Yahoo and Sony can get hacked, anyone can. Yet, if that happened to KeepyCash, they wouldn’t get their grubby mitts on your bank details because we don’t store them. HA! Suck on that, hackers! You can download KeepyCash right now, for free, and use it to get control of your money. And if you need help using it, I’ll be there to give you a hand. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html Subscription Details KeepyCash is available as a monthly or annual subscription Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings

Screenshots

Advise Wealth4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Advise Wealth at none against Spending Tracker's 2. Advise Wealth also leads on iOS requirement (14.0 vs 16.4). Spending Tracker's advantage is update cadence (every 5 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $19.99 per year. Advise Wealth asks for nothing beyond the download.

UpkeepUpdate frequency

Advise Wealth ships an update every 2 months, Spending Tracker every 5 days. The most recent releases landed on October 25, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Advise Wealth versus Spending Tracker: the parameters behind the verdict, then further details
ParameterAdvise WealthSpending Tracker
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—87.5% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better16.4
Further details — not scored
Size113 MB108 MB
Age rating4+4+
DeveloperADVISE ACCOUNTANTS (NSW) PTY LTDJames Redman

In-app purchases

None

Advise Wealth

No in-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • Founder Annual1 Month trial$19.991 Year
  • Yearly1 Month trial$49.991 Year

Questions

Is Advise Wealth free?
Advise Wealth is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Advise Wealth or Spending Tracker have ads?
Neither Advise Wealth nor Spending Tracker shows ads.
Which is updated more often, Advise Wealth or Spending Tracker?
Advise Wealth ships an update every 2 months, and Spending Tracker every 5 days. Most recently, Advise Wealth was updated on October 25, 2026 and Spending Tracker on November 5, 2026.

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