PA Pay vs KPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PA Pay
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PA Pay's Mobile payment terminal. Accept QRCode payment Anywhere. Turn your iPhone to a mobile payment terminal and accept payments while you’re on the go. The simple, secure way to ensure you never miss a sale. With PA Pay, you can scan custome's Payment QR Code. 1. Download the PA Pay app 2. Log-in to your account 3. Instantly start accepting QR Code. Every business is unique, so please contact us with any questions. Our Hong Kong-based support team will be happy to help you. Learn more at www.paymentasia.com, or email us at technicalsupport@paymentasia.com
KPay
This platform helps businesses manage payments and operations efficiently. It offers real-time payment tracking, detailed transaction history, and automated financial reporting. Onboarding is fully digital and can be completed in minutes.
- Digital onboarding
- Real-time payment visibility
- Centralized transaction history
- Daily and monthly settlements
- Automated financial reports
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KPay is your all-in-one platform for getting paid and running your business. From real-time payments to daily settlements, from transaction records to detailed sales insights - everything you need is in one app. With a fully digital onboarding experience, you can open and activate your account online in just minutes. Key Features: 1. Fast, seamless digital onboarding 2. 24/7 real-time payment visibility 3. Smart, centralised transaction history 4. Transparent daily and monthly settlements 5. Automated financial reports
Screenshots
Verdict
The clearest difference is update cadence: KPay at every 2 weeks against PA Pay's every 3 months. KPay also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PA Pay ships an update every 3 months, KPay every 2 weeks. The most recent releases landed on October 2, 2026 and November 7, 2026 respectively.
| Parameter | PA Pay | KPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 83.3% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 209 MB |
| Age rating | 4+ | 17+ |
| Developer | Payment Asia | KPay Merchant Service Limited |
In-app purchases
PA Pay
No in-app purchases
KPay
No in-app purchases
