Universal LoanCalc vs Loan Computer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Universal LoanCalc
This app calculates monthly loan payments, total interest, and total tax based on item cost, loan duration, down payment, and APR. It also functions as a multi-loan manager, though actual monthly payments may slightly differ.
- Monthly payment calculation
- Total interest calculation
- Total tax calculation
- Loan duration input
- Down payment input
- APR input
- Multi-loan management
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First, was a universal loan calculator that calculates monthly payment, total interest, total tax, and total amount. It takes in consideration of the cost of the item being purchased, months of the loan, down payment, and annual percentage rate. Now, is a loan calculator and a multi-loan manager. The monthly payment may vary from the actual monthly payment amount within $1.00 - $2.00.
Loan Computer
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Loan Computer is a simple loan calculator that allows you to save loan information. Loan Computer will also help you get a mind set on whether you can afford the loan or not. - Save different loans to compare and choose your best option. - Keep track of current loans. - Know how much a loan is costing you. - Help figure out if you can actually afford the loan.
Screenshots
Verdict
The clearest difference is update cadence: Loan Computer at every 2 months against Universal LoanCalc's every 6 months. Loan Computer also leads on iOS requirement (13.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Universal LoanCalc ships an update every 6 months, Loan Computer every 2 months. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.
| Parameter | Universal LoanCalc | Loan Computer |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 4 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Jared Pino | Moises Corkidi |
In-app purchases
Universal LoanCalc
No in-app purchases
Loan Computer
No in-app purchases
Questions
Is Universal LoanCalc free?
Is Loan Computer free?
Do Universal LoanCalc or Loan Computer have ads?
Which is updated more often, Universal LoanCalc or Loan Computer?
Other comparisons
