维信卡卡贷 vs 钱小乐
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
维信卡卡贷
This app offers personal credit solutions through online applications with partner financial institutions. It provides high loan limits, fast disbursement, and flexible repayment terms, emphasizing security and privacy with data encryption.
- High loan limits up to 200,000
- Fast disbursement, as quick as 5 minutes
- Flexible repayment terms (3, 6, 9, 12 months)
- Online application with no collateral
- Secure data encryption and privacy protection
- Transparent interest rates starting from 7% APR
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【大品牌】港股上市公司，十六年积淀 【更安全】多重数据加密，隐私保护更放心 【额度高】息费透明，灵活借款。年利率7%~24%，借一万元12期最低日息1.94元 维信卡卡贷携手持牌金融机构为客户提供个人信贷解决方案，纯线上操作。 维信卡卡贷，您的信用卫士！ 【产品优势】 易申请——在线即可申请，无抵押贷款，操作简单便捷！ 额度高——最高20万额度，所获额度有效期内可循环使用；还款记录优良，还可获得提额机会。 放款快——智能匹配资方，审批通过后最快5分钟放款；微信或APP随时随地申请还款！（资金合作方：中国对外经济贸易信托有限公司等） 期限多——还款方式灵活，可分3、6、9、12个月还款。 更安全——多重数据加密，多重隐私保护。智能系统，保障您的资金安全。-- 【联系我们】 微信公众号：维信卡卡贷 客服电话：400-160-1666 温馨提示：贷款有风险,借款需谨慎;请根据个人经济能力合理贷款,合理消费,避免逾期；贷款额度、利率、放款时间以实际审核为准。
钱小乐
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钱小乐金融是广州数融打造的智能借款服务平台，流程简单，全线上完成借款。 【产品特征】 1、额度高：可借20万 2、放款快：实时审批，自动化放款 3、还款方便：到期还款提醒，借还方便 温馨提示 - 贷款额度、利率，放款时间以实际审核为准; - 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准；
Screenshots
Verdict
The clearest difference is review sentiment: 维信卡卡贷 at 91% against 钱小乐's 35%. 维信卡卡贷 also leads on rating (3.7 vs 1.0) and ratings volume (14K vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
维信卡卡贷 holds the better App Store score, 3.7 against 1.0. That said, the two scores are not equally well evidenced: 维信卡卡贷 has 14K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 91% of 维信卡卡贷's written reviews are positive against 35% of 钱小乐's.
维信卡卡贷 ships an update every 11 days, 钱小乐 every 6 weeks. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.
| Parameter | 维信卡卡贷 | 钱小乐 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (14K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 90.9% of reviews — better | 35.0% of reviews |
| Number of ratings | 14K — better | 1 |
| Update frequency | Every 11 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 90 MB |
| Age rating | 17+ | 4+ |
| Developer | VISION CREDIT GUARANTY CO.,LTD | Shanghai JiaShu Technology Co., Ltd |
Customer experience
维信卡卡贷
钱小乐
In-app purchases
维信卡卡贷
No in-app purchases
钱小乐
No in-app purchases
