Comparison

Ard vs Bogd Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ard

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

Highlights
  • Global account access
  • View balances and history
  • Fund transfers
  • Bill payments
  • 5-minute loan approvals
  • Automatic credit scoring
  • Stock trading
Features
Read full description

Welcome to Ard App Өдөр тутмын банкны үйлчилгээнээс эхлээд хөрөнгө оруулалт, зээл, даатгалын үйлчилгээг нэг дороос хаанаас ч, хэзээ ч хялбар, хурдан удирдах боломж Таны Ард Аппад. Үндсэн боломжууд: • Салбарт ирэлгүйгээр Ард Аппын харилцагч болох • Шилжүүлэг, төгрөг болон ардкойны хосолсон гүйлгээ хийх • Нэхэмжлэх үүсгэх, бүх банкны данснаас орлого хүлээн авах • Гүйлгээ бүрд урамшуулал цуглуулах • Хэрэглээнд тохирсон зээлийн шийдлүүдээс сонгох • Хувааж төлөх үйлчилгээ • Өндөр өгөөжтэй хуримтлал үүсгэх • Хэрэглээний төлбөрөө автоматаар төлөх • Хөрөнгө оруулалт, арилжаа хийх • Бүх төрлийн даатгалын үйлчилгээ авах • Өдөр тутмын хэрэгцээнд нийцсэн мини аппууд Мөн та Ард Апп дахь нийт дансны үлдэгдэл болон эзэмшиж буй ардкойны зах зээлийн үнэлгээ тодорхой хэмжээнд хүрсэн тохиолдолд 5 одтой гишүүн болж, Ард Аппын нэмэлт давуу эрхүүдийг авах боломжтой. All your financial needs, powered by Ard App Manage your finances anytime, anywhere all in one place. From everyday banking to investments, loans, and insurance, everything you need is in Ard App. Key Features: •Become a customer instantly no branch visit required •Send money and make transactions in MNT and ardcoin •Create invoices and receive payments from any bank •Earn rewards with every transaction •Access loan solutions tailored to your needs •Split payments with flexible “Pay Later” options •Grow your savings with high-yield accounts •Automate your bill payments •Invest and trade with ease •Get access to a full range of insurance services •Explore lifestyle mini apps for your everyday needs Reach a certain balance across your accounts or ardcoin holdings to unlock 5-Star Membership and enjoy exclusive benefits within Ard App.

About

Bogd Mobile

Access comprehensive banking services remotely, including account management, transactions, loan applications, and card services. Manage personal information, find ATMs, and utilize financial tools like calculators and exchange rates. Offers fingerprint access and a chatbot for support.

Highlights
  • Account balance and statement checks
  • Interbank and international transfers
  • Loan application and management
  • Card ordering and management
  • ATM and branch locator
  • Financial calculators and exchange rates
  • Fingerprint access
Features
Read full description

Customers can access our banking services without the need for visiting a physical branch and access our banking services regardless of time or location. Account • Check account balance • Account statement • Check the loan account balance • Open new account • Instant balance inquiry • Account authorization settings and status change Transaction • Transaction between own accounts • Transaction within Bogd bank • Interbank transfer • International transfer • Transaction template • Subscribe for standing order payment • QPay Loan • View credit balance • View loan repayment schedule • Calculate available credit amount • Apply for a quick loan, establish an agreement • Deposit backed loan Card • Order new card Other • Manage your registered email address and phone number to the bank • Replace username and password of Internet banking • Look up ATM and branch information • Savings and Loan calculator • Exchange rate • Website • Chatbot • Fingerprint access • Account securitization You can download an application to register as a customer, open an account and to access all other banking services even if you are not a customer already. We will be your trustworthy partner in banking to ensure customer privacy and security through our mobile banking application platform with easy solutions.

Screenshots

Ard4 screens
Bogd Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Bogd Mobile at 100% against Ard's 11%. Bogd Mobile also leads on rating (5.0 vs 2.9). Ard's advantage is ratings volume (72 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bogd Mobile holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Ard has 72 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 11% of Ard's written reviews are positive against 100% of Bogd Mobile's.

UpkeepUpdate frequency

Ard ships an update every 10 days, Bogd Mobile fortnightly. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
Ard versus Bogd Mobile: the parameters behind the verdict, then further details
ParameterArdBogd Mobile
PriceFreeFree
Rating2.9 (72 ratings)5.0 (7 ratings) — better
Positive reviews10.7% of reviews100.0% of reviews — better
Number of ratings72 — better7
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size120 MB130 MB
Age rating4+4+
DeveloperArd Financial GroupBogd Bank LLC

Customer experience

Ard

All ratings72 ratings
Positive48.6%
Neutral2.8%
Negative48.6%
Written reviews28 reviews
Positive10.7%
Neutral7.1%
Negative82.1%

Bogd Mobile

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Ard

No in-app purchases

None

Bogd Mobile

No in-app purchases

Questions

Is Ard free?
Ard is free to download, with no in-app purchases.
Is Bogd Mobile free?
Bogd Mobile is free to download, with no in-app purchases.
Which has better reviews, Ard or Bogd Mobile?
Bogd Mobile is rated higher. Ard averages 2.9 out of 5 from 72 ratings, while Bogd Mobile averages 5.0 from 7 ratings.
Do Ard or Bogd Mobile have ads?
Neither Ard nor Bogd Mobile shows ads.
Which is updated more often, Ard or Bogd Mobile?
Ard ships an update every 10 days, and Bogd Mobile fortnightly. Most recently, Ard was updated on September 21, 2026 and Bogd Mobile on September 18, 2026.

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