Comparison

Ard vs Sendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ard

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

Highlights
  • Global account access
  • View balances and history
  • Fund transfers
  • Bill payments
  • 5-minute loan approvals
  • Automatic credit scoring
  • Stock trading
Features
Read full description

Welcome to Ard App Өдөр тутмын банкны үйлчилгээнээс эхлээд хөрөнгө оруулалт, зээл, даатгалын үйлчилгээг нэг дороос хаанаас ч, хэзээ ч хялбар, хурдан удирдах боломж Таны Ард Аппад. Үндсэн боломжууд: • Салбарт ирэлгүйгээр Ард Аппын харилцагч болох • Шилжүүлэг, төгрөг болон ардкойны хосолсон гүйлгээ хийх • Нэхэмжлэх үүсгэх, бүх банкны данснаас орлого хүлээн авах • Гүйлгээ бүрд урамшуулал цуглуулах • Хэрэглээнд тохирсон зээлийн шийдлүүдээс сонгох • Хувааж төлөх үйлчилгээ • Өндөр өгөөжтэй хуримтлал үүсгэх • Хэрэглээний төлбөрөө автоматаар төлөх • Хөрөнгө оруулалт, арилжаа хийх • Бүх төрлийн даатгалын үйлчилгээ авах • Өдөр тутмын хэрэгцээнд нийцсэн мини аппууд Мөн та Ард Апп дахь нийт дансны үлдэгдэл болон эзэмшиж буй ардкойны зах зээлийн үнэлгээ тодорхой хэмжээнд хүрсэн тохиолдолд 5 одтой гишүүн болж, Ард Аппын нэмэлт давуу эрхүүдийг авах боломжтой. All your financial needs, powered by Ard App Manage your finances anytime, anywhere all in one place. From everyday banking to investments, loans, and insurance, everything you need is in Ard App. Key Features: •Become a customer instantly no branch visit required •Send money and make transactions in MNT and ardcoin •Create invoices and receive payments from any bank •Earn rewards with every transaction •Access loan solutions tailored to your needs •Split payments with flexible “Pay Later” options •Grow your savings with high-yield accounts •Automate your bill payments •Invest and trade with ease •Get access to a full range of insurance services •Explore lifestyle mini apps for your everyday needs Reach a certain balance across your accounts or ardcoin holdings to unlock 5-Star Membership and enjoy exclusive benefits within Ard App.

About

Sendly

Send money online to Mongolia safely and affordably. This service allows for quick transfers, real-time exchange rates, and status updates. Manage recipients, remittance history, and bank accounts with ease.

Highlights
  • Secure online money transfers
  • Fast 2-minute transfers
  • Daily and real-time exchange rates
  • Remittance status updates
  • Recipient and remittance management
  • Bank account management
Features
Read full description

SENDLY money transfer service provides safe and cost effective online remittance to Mongolia. Sendly NBFI LLC is your trusted remittance service provider from the United States to Mongolia. Sendly mobile app is built for you to: 1. Easily and Securely send money online through our robust system. 2. Transfer your money Online within 2 minutes. 3. Get daily and real-time Exchange rates. 4. Receive update on status of the remittance direct on your device. 5. Manage your recipient and remittance list. 6. Manage your bank accounts easily. 7. Receive Exclusive promotions and updates. 8. Recipient is able to receive remittance in their any commercial bank’s account.

Screenshots

Ard4 screens
Sendly3 screens

Verdict

The call

Ard and Sendly both sit at 2.9 stars, but that hides the real split: 33% of Sendly's written reviews are positive against 11% of Ard's. Ard's advantage is update cadence (every 10 days vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.9 for Ard against 2.8 for Sendly. Both are backed by a comparable volume of ratings — 72 and 47 respectively. Written reviews are what separate them: 11% of Ard's written reviews are positive against 33% of Sendly's.

UpkeepUpdate frequency

Ard ships an update every 10 days, Sendly every 3 weeks. The most recent releases landed on September 21, 2026 and September 4, 2026 respectively.

Scorecard2 real differences · 8 level
Ard versus Sendly: the parameters behind the verdict, then further details
ParameterArdSendly
PriceFreeFree
Rating2.9 (72 ratings) — better2.8 (47 ratings)
Positive reviews10.7% of reviews33.3% of reviews — better
Number of ratings72 — better47
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size120 MB77 MB
Age rating4+4+
DeveloperArd Financial GroupGyals credit non banking financial institution LLC

Customer experience

Ard

All ratings72 ratings
Positive48.6%
Neutral2.8%
Negative48.6%
Written reviews28 reviews
Positive10.7%
Neutral7.1%
Negative82.1%

Sendly

All ratings47 ratings
Positive42.6%
Neutral4.3%
Negative53.2%
Written reviews18 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

In-app purchases

None

Ard

No in-app purchases

None

Sendly

No in-app purchases

Questions

Is Ard free?
Ard is free to download, with no in-app purchases.
Is Sendly free?
Sendly is free to download, with no in-app purchases.
Which has better reviews, Ard or Sendly?
Ard is rated higher. Ard averages 2.9 out of 5 from 72 ratings, while Sendly averages 2.8 from 47 ratings.
Do Ard or Sendly have ads?
Neither Ard nor Sendly shows ads.
Which is updated more often, Ard or Sendly?
Ard ships an update every 10 days, and Sendly every 3 weeks. Most recently, Ard was updated on September 21, 2026 and Sendly on September 4, 2026.

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