Comparison

Ard vs Simple.mn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ard

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

Highlights
  • Global account access
  • View balances and history
  • Fund transfers
  • Bill payments
  • 5-minute loan approvals
  • Automatic credit scoring
  • Stock trading
Features
Read full description

Welcome to Ard App Өдөр тутмын банкны үйлчилгээнээс эхлээд хөрөнгө оруулалт, зээл, даатгалын үйлчилгээг нэг дороос хаанаас ч, хэзээ ч хялбар, хурдан удирдах боломж Таны Ард Аппад. Үндсэн боломжууд: • Салбарт ирэлгүйгээр Ард Аппын харилцагч болох • Шилжүүлэг, төгрөг болон ардкойны хосолсон гүйлгээ хийх • Нэхэмжлэх үүсгэх, бүх банкны данснаас орлого хүлээн авах • Гүйлгээ бүрд урамшуулал цуглуулах • Хэрэглээнд тохирсон зээлийн шийдлүүдээс сонгох • Хувааж төлөх үйлчилгээ • Өндөр өгөөжтэй хуримтлал үүсгэх • Хэрэглээний төлбөрөө автоматаар төлөх • Хөрөнгө оруулалт, арилжаа хийх • Бүх төрлийн даатгалын үйлчилгээ авах • Өдөр тутмын хэрэгцээнд нийцсэн мини аппууд Мөн та Ард Апп дахь нийт дансны үлдэгдэл болон эзэмшиж буй ардкойны зах зээлийн үнэлгээ тодорхой хэмжээнд хүрсэн тохиолдолд 5 одтой гишүүн болж, Ард Аппын нэмэлт давуу эрхүүдийг авах боломжтой. All your financial needs, powered by Ard App Manage your finances anytime, anywhere all in one place. From everyday banking to investments, loans, and insurance, everything you need is in Ard App. Key Features: •Become a customer instantly no branch visit required •Send money and make transactions in MNT and ardcoin •Create invoices and receive payments from any bank •Earn rewards with every transaction •Access loan solutions tailored to your needs •Split payments with flexible “Pay Later” options •Grow your savings with high-yield accounts •Automate your bill payments •Invest and trade with ease •Get access to a full range of insurance services •Explore lifestyle mini apps for your everyday needs Reach a certain balance across your accounts or ardcoin holdings to unlock 5-Star Membership and enjoy exclusive benefits within Ard App.

About

Simple.mn

This finance app features a redesigned user interface for easier navigation and efficient time and energy management. It aims to simplify financial tracking and operations for users.

Highlights
  • Redesigned UI
  • Time saving
  • Energy saving
  • Financial tracking
  • Simplified operations
Read full description

Апп шинэчлэгдэж Simple 3.0 болсон шүү. Хэрэглэхэд илүү хялбар UI дизайнаар цаг, энергийг тань хэмнэх зорилгоор энэхүү хувилбараа бүтээлээ.

Screenshots

Ard4 screens
Simple.mn4 screens

Verdict

The call

The clearest difference is rating: Simple.mn at 4.1 against Ard's 3.0. Simple.mn also leads on review sentiment (30% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Simple.mn holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 75 and 42 respectively. Written reviews point the same way: 11% of Ard's written reviews are positive against 30% of Simple.mn's.

UpkeepUpdate frequency

Ard ships an update every 10 days, Simple.mn weekly. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
Ard versus Simple.mn: the parameters behind the verdict, then further details
ParameterArdSimple.mn
PriceFreeFree
Rating3.0 (75 ratings)4.1 (42 ratings) — better
Positive reviews10.7% of reviews30.0% of reviews — better
Number of ratings75 — better42
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size119 MB148 MB
Age rating4+4+
DeveloperArd Financial GroupAshid Capital LLC

Customer experience

Ard

All ratings75 ratings
Positive50.7%
Neutral2.7%
Negative46.7%
Written reviews28 reviews
Positive10.7%
Neutral7.1%
Negative82.1%

Simple.mn

All ratings42 ratings
Positive76.2%
Neutral2.4%
Negative21.4%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

In-app purchases

None

Ard

No in-app purchases

None

Simple.mn

No in-app purchases

Questions

Is Ard free?
Ard is free to download, with no in-app purchases.
Is Simple.mn free?
Simple.mn is free to download, with no in-app purchases.
Which has better reviews, Ard or Simple.mn?
Simple.mn is rated higher. Ard averages 3.0 out of 5 from 75 ratings, while Simple.mn averages 4.1 from 42 ratings.
Do Ard or Simple.mn have ads?
Neither Ard nor Simple.mn shows ads.
Which is updated more often, Ard or Simple.mn?
Ard ships an update every 10 days, and Simple.mn weekly. Most recently, Ard was updated on October 10, 2026 and Simple.mn on October 13, 2026.

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