Ard vs SendMN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ard
Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.
- Global account access
- View balances and history
- Fund transfers
- Bill payments
- 5-minute loan approvals
- Automatic credit scoring
- Stock trading
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Welcome to Ard App Өдөр тутмын банкны үйлчилгээнээс эхлээд хөрөнгө оруулалт, зээл, даатгалын үйлчилгээг нэг дороос хаанаас ч, хэзээ ч хялбар, хурдан удирдах боломж Таны Ард Аппад. Үндсэн боломжууд: • Салбарт ирэлгүйгээр Ард Аппын харилцагч болох • Шилжүүлэг, төгрөг болон ардкойны хосолсон гүйлгээ хийх • Нэхэмжлэх үүсгэх, бүх банкны данснаас орлого хүлээн авах • Гүйлгээ бүрд урамшуулал цуглуулах • Хэрэглээнд тохирсон зээлийн шийдлүүдээс сонгох • Хувааж төлөх үйлчилгээ • Өндөр өгөөжтэй хуримтлал үүсгэх • Хэрэглээний төлбөрөө автоматаар төлөх • Хөрөнгө оруулалт, арилжаа хийх • Бүх төрлийн даатгалын үйлчилгээ авах • Өдөр тутмын хэрэгцээнд нийцсэн мини аппууд Мөн та Ард Апп дахь нийт дансны үлдэгдэл болон эзэмшиж буй ардкойны зах зээлийн үнэлгээ тодорхой хэмжээнд хүрсэн тохиолдолд 5 одтой гишүүн болж, Ард Аппын нэмэлт давуу эрхүүдийг авах боломжтой. All your financial needs, powered by Ard App Manage your finances anytime, anywhere all in one place. From everyday banking to investments, loans, and insurance, everything you need is in Ard App. Key Features: •Become a customer instantly no branch visit required •Send money and make transactions in MNT and ardcoin •Create invoices and receive payments from any bank •Earn rewards with every transaction •Access loan solutions tailored to your needs •Split payments with flexible “Pay Later” options •Grow your savings with high-yield accounts •Automate your bill payments •Invest and trade with ease •Get access to a full range of insurance services •Explore lifestyle mini apps for your everyday needs Reach a certain balance across your accounts or ardcoin holdings to unlock 5-Star Membership and enjoy exclusive benefits within Ard App.
SendMN
Send money internationally in minutes with this app. Securely manage your digital wallet, pay global bills, and track all your transactions. Experience a user-friendly interface for all your international payment needs.
- International money transfers
- Global bill payments
- Digital wallet management
- Transaction tracking
- User-friendly interface
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SendMN simplifies international transfers and payments. Quickly send funds abroad, easily pay global bills, and securely manage your wallet—all in one app. - Transfer money internationally within 10 minutes. - Store, manage, and secure funds in your digital wallet. - Conveniently pay international bills from anywhere. - Easily track your transaction statuses and history. - Enjoy a simple, user-friendly interface. Experience why SendMN is Mongolia’s trusted choice for international transactions.
Screenshots
Verdict
The clearest difference is update cadence: Ard at every 10 days against SendMN's monthly. Ard also leads on ratings volume (72 vs 5). SendMN's advantage is iOS requirement (13.0 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 2.9 for Ard against 3.0 for SendMN. That said, the two scores are not equally well evidenced: Ard has 72 ratings behind it against 5, so its average is the more settled of the two.
Ard ships an update every 10 days, SendMN monthly. The most recent releases landed on September 21, 2026 and September 6, 2026 respectively.
| Parameter | Ard | SendMN |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (72 ratings) | 3.0 (5 ratings) — better |
| Positive reviews | 10.7% of reviews | — |
| Number of ratings | 72 — better | 5 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 158 MB |
| Age rating | 4+ | 4+ |
| Developer | Ard Financial Group | SENDMN NBFI LLC |
Customer experience
Ard
SendMN
In-app purchases
Ard
No in-app purchases
SendMN
No in-app purchases
