Comparison

Simple Budget Planner vs Simple Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Planner

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

Highlights
  • Expense and income tracking
  • Envelope budgeting system
  • Savings goal setting
  • Scheduled transactions
  • Income and expense statistics
  • Customizable budgets and categories
Features
Read full description

Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments are added for you and count before they arrive, so "left to spend" is honest • Monthly from your payday, weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy

About

Simple Budget

Manage your personal finances with this straightforward expense tracker. Monitor spending, set savings goals, and track bills and debt. Offers offline access, automatic cloud backup, and customizable reports to help you stay on top of your money.

Highlights
  • Expense and income tracking
  • Budget planning and savings goals
  • Debt and bill management
  • Offline finance management
  • Automatic cloud backup
  • Customizable expense categories
  • Forecasting future expenses
Features
Read full description

Simple Budget is a private expense tracker and budget planner that works completely offline — no bank login, no signup, nothing to connect. Add an expense, log your income, and see exactly where your money goes. If you've tried a budgeting app that wanted your bank password before you'd even set a budget, Simple Budget is the alternative: every number comes from you, stored on your device, not pulled from a linked account. WHAT'S INSIDE • Expense & income tracking, with a real-time balance by day, week or month • A budget planner with overspend alerts, so you know before you go over • Bills & recurring payments, with start and end dates — mark each one paid or pending • A two-year calendar view of every expense and bill • Weekly and monthly reports with a top-5 category pie chart, plus 5 monthly spending insights • Savings goals and a debt tracker, so paying things off feels like progress, not guesswork • Custom categories, duplicate-in-one-tap entries, search and export • Free cloud backup and restore • Daily and weekly reminders, dark mode, and 9 in-app languages (English, Spanish, French, German, Korean, Japanese, Portuguese, Chinese, Hindi) WHO IT'S FOR Students working with a fixed allowance. Freelancers whose income changes every month. Households and couples splitting bills who want one clear picture instead of two separate mental tallies. Anyone who'd rather type in a number than link a bank account to a stranger's server. FREE TO USE, WITH OPTIONAL PREMIUM Simple Budget is free to use, supported by ads, with a generous free plan that covers every core feature — expense tracking, budgets, bills, reports, savings goals and the debt tracker included. Premium (monthly subscription or a one-time lifetime purchase) removes ads, unlocks unlimited accounts and budgets, and adds extra spending insights. There's no requirement to upgrade to use the app for real budgeting. THE PRIVACY PART Simple Budget doesn't ask for a bank login, and it works fully offline — your expenses and budgets live on your device. The app does show ads and, if you choose to back up or restore your data, that data is linked to your account so it can be restored later; our full privacy details are in the App Privacy section below. Download Simple Budget and set up your first budget in under a minute. Please find our Terms of Use, Privacy Policy and Support Centre links below. Terms of use: https://simplebudget.online/apps/terms/simplebudget/ Privacy Policy: https://simplebudget.online/policysimplebudget/ Help Centre: https://simplebudget.online/apps/support/simplebudget/

Screenshots

Simple Budget Planner4 screens
Simple Budget4 screens

Verdict

The call

The clearest difference is rating: Simple Budget at 5.0 against Simple Budget Planner's 4.4. Simple Budget also leads on iOS requirement (15.6 vs 17.0). Simple Budget Planner's advantage is ads (none vs shown) and ratings volume (283 vs 1). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Budget Planner sells 4 in-app purchases, starting at $1.99 per 7 days and Simple Budget sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simple Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of Simple Budget Planner's written reviews are positive against 67% of Simple Budget's.

UpkeepUpdate frequency

Simple Budget Planner ships an update fortnightly, Simple Budget weekly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Simple Budget Planner versus Simple Budget: the parameters behind the verdict, then further details
ParameterSimple Budget PlannerSimple Budget
PriceFreeFree
Rating4.4 (283 ratings)5.0 (1 ratings) — better
Positive reviews59.6% of reviews66.7% of reviews — better
Number of ratings283 — better1
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size24 MB73 MB
Age rating4+4+
DeveloperMehmet CetinWaheed Nazir

Customer experience

Simple Budget Planner

All ratings283 ratings
Positive85.5%
Neutral7.8%
Negative6.7%
Written reviews52 reviews
Positive59.6%
Neutral9.6%
Negative30.8%

Simple Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Simple Budget Planner

Reported bugs

6 issues
  • Periodic transactions not recorded automatically
  • App freezes or becomes unusable after declining to rate
  • Glitching UI elements
  • Data export errors
  • Subscription sharing/family plan issues
Show 1 more
  • Screen size/balance partially hidden on some devices

Requested features

11 requests
  • Add dark mode option
  • Allow sorting expenses by due date
  • Add bi-weekly pay period option
  • Add weekly budget option
  • Improve screen resolution and UI scaling
Show 6 more
  • Add option to subtract budgeted items from income
  • Separate statistics for savings
  • Export data to CSV
  • More detail for periodic transactions
  • Pleasing icons or artwork
  • Option to sort accounts alphabetically

Simple Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Simple Budget Planner

Subscriptions4
  • Unlimited Weekly$1.997 Days
  • Unlimited Monthly$4.991 Month
  • Unlimited Annually14 Days trial$17.991 Year
Show 1 more
  • Unlimited Semiannually$24.996 Months
3 purchases

Simple Budget

Subscriptions3
  • Premium (Weekly)$1.997 Days
  • Monthly Subscription$4.991 Month
  • Premium (Yearly)$44.991 Year

Questions

Is Simple Budget Planner free?
Simple Budget Planner is free to download, with in-app purchases available.
Is Simple Budget free?
Simple Budget is free to download, with in-app purchases available.
Which has better reviews, Simple Budget Planner or Simple Budget?
Simple Budget is rated higher. Simple Budget Planner averages 4.4 out of 5 from 283 ratings, while Simple Budget averages 5.0 from 1 ratings.
Do Simple Budget Planner or Simple Budget have ads?
Simple Budget shows ads; Simple Budget Planner does not.
Which is updated more often, Simple Budget Planner or Simple Budget?
Simple Budget Planner ships an update fortnightly, and Simple Budget weekly. Most recently, Simple Budget Planner was updated on November 5, 2026 and Simple Budget on October 30, 2026.

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