Comparison

Simple Budget Planner vs Explain My Bill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Planner

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

Highlights
  • Expense and income tracking
  • Envelope budgeting system
  • Savings goal setting
  • Scheduled transactions
  • Income and expense statistics
  • Customizable budgets and categories
Features
Read full description

Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments are added for you and count before they arrive, so "left to spend" is honest • Monthly from your payday, weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy

About

Explain My Bill

Easily understand confusing bills by uploading or photographing them. Get clear explanations for charges, fees, and increases across various bill types without financial jargon. Focuses on clarity and privacy, processing bills temporarily without storing them.

Highlights
  • Bill explanation
  • Charge breakdown
  • Fee clarification
  • Bill increase highlights
  • Privacy-focused processing
  • Distraction-free interface
Features
Read full description

Explain My Bill Bills can be confusing. Unexpected charges, unclear fees, and sudden increases make it hard to understand what you’re actually paying for. Explain My Bill helps you understand your bills clearly and quickly, without financial jargon. Simply upload or take a photo of a bill and receive explanations for charges, fees, and changes. Whether it’s a utility bill, phone bill, internet bill, insurance bill, medical bill, or subscription bill, Explain My Bill helps you see what’s normal and what may be unusual. The app explains individual charges, highlights why a bill went up, and points out optional or uncommon line items so you can better understand where your money is going. Results are designed to be easy to read and focused on clarity, not advice. Explain My Bill is built with privacy in mind. No accounts or sign-ups are required, and bills are processed temporarily and not stored. The app does not create personal profiles or save documents. Using the app is fast and simple. Upload a bill or take a photo and get explanations in seconds through a clean, distraction-free interface. Explain My Bill is designed to help you understand your bill, not sell financial products or provide financial advice. It offers clear explanations so you can make sense of charges, fees, and bill increases with confidence. Download Explain My Bill and stop guessing what your bill means.

Screenshots

Simple Budget Planner4 screens
Explain My Bill4 screens

Verdict

The call

The clearest difference is rating: Explain My Bill at 5.0 against Simple Budget Planner's 4.4. Explain My Bill also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). Simple Budget Planner's advantage is ads (none vs shown) and ratings volume (283 vs 2). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Budget Planner sells 5 in-app purchases, starting at $1.99 per 7 days. Explain My Bill asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Explain My Bill holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Simple Budget Planner's written reviews are positive against 100% of Explain My Bill's.

UpkeepUpdate frequency

Simple Budget Planner ships an update fortnightly, Explain My Bill every 6 days. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

Scorecard8 real differences · 2 level
Simple Budget Planner versus Explain My Bill: the parameters behind the verdict, then further details
ParameterSimple Budget PlannerExplain My Bill
PriceFreeFree
Rating4.4 (283 ratings)5.0 (2 ratings) — better
Positive reviews59.6% of reviews100.0% of reviews — better
Number of ratings283 — better2
Update frequencyFortnightlyEvery 6 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size24 MB36 MB
Age rating4+4+
DeveloperMehmet CetinJayvon Heyliger

Customer experience

Simple Budget Planner

All ratings283 ratings
Positive85.5%
Neutral7.8%
Negative6.7%
Written reviews52 reviews
Positive59.6%
Neutral9.6%
Negative30.8%

Explain My Bill

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Simple Budget Planner

Reported bugs

6 issues
  • Periodic transactions not recorded automatically
  • App freezes or becomes unusable after declining to rate
  • Glitching UI elements
  • Data export errors
  • Subscription sharing/family plan issues
Show 1 more
  • Screen size/balance partially hidden on some devices

Requested features

11 requests
  • Add dark mode option
  • Allow sorting expenses by due date
  • Add bi-weekly pay period option
  • Add weekly budget option
  • Improve screen resolution and UI scaling
Show 6 more
  • Add option to subtract budgeted items from income
  • Separate statistics for savings
  • Export data to CSV
  • More detail for periodic transactions
  • Pleasing icons or artwork
  • Option to sort accounts alphabetically

Explain My Bill

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Simple Budget Planner

Subscriptions4
  • Unlimited Weekly$1.997 Days
  • Unlimited Monthly$4.991 Month
  • Unlimited Annually14 Days trial$17.991 Year
Show 1 more
  • Unlimited Semiannually$24.996 Months
One-time1
  • Remove Ads$9.99
None

Explain My Bill

No in-app purchases

Questions

Is Simple Budget Planner free?
Simple Budget Planner is free to download, with in-app purchases available.
Is Explain My Bill free?
Explain My Bill is free to download, with no in-app purchases.
Which has better reviews, Simple Budget Planner or Explain My Bill?
Explain My Bill is rated higher. Simple Budget Planner averages 4.4 out of 5 from 283 ratings, while Explain My Bill averages 5.0 from 2 ratings.
Do Simple Budget Planner or Explain My Bill have ads?
Explain My Bill shows ads; Simple Budget Planner does not.
Which is updated more often, Simple Budget Planner or Explain My Bill?
Simple Budget Planner ships an update fortnightly, and Explain My Bill every 6 days. Most recently, Simple Budget Planner was updated on October 26, 2026 and Explain My Bill on October 8, 2026.

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