EasyTransact vs HomeSpend

The EasyTransact App has been developed to simplify the review of information documents and to accelerate the execution of your banking service transactions. With the App you will receive the documents on your mobile device in real-time with the option to approve or reject a transaction. Your response will immediately release the transaction for execution. With the EasyTransact Mobile App you stay fully informed anytime and everywhere, enjoying the fastest possible handling of your transactions. To ensure that your data is protected at all times, the App is strongly secured by the most current security standards using biometrics. About J. Safra Sarasin: Bank J. Safra Sarasin Ltd is a leading sustainable private bank, offering all the advantages of the Swiss banking environment together with dynamic and personalized advisory services focusing on opportunities in international financial markets. The Bank provides a high level of services and expertise when acting as investor advisor and asset manager for private and institutional clients. Financial strength, excellent client services and outstanding quality are therefore key elements of its corporate philosophy. The Bank is a pioneer in sustainable investment, with more than 20 years’ experience in this field. Within Switzerland, Bank J. Safra Sarasin Ltd has offices in Basel (head office), Bern, Geneva, Lucerne, Lugano and Zurich. Pre-requisites: • An existing bank relationship with Bank J. Safra Sarasin Switzerland • An EasyTransact Agreement with the Bank J. Safra Sarasin • iOS 10.3 or more recent Address: Bank J. Safra Sarasin AG Elisabethenstrasse 62 Postfach 4002 Basel Switzerland E-Mail: media@jsafrasarasin.com Important legal information: The App or the above described functions may not be suitable for you or may not or only partially be available in the jurisdiction in which you are located. Bank J. Safra Sarasin does not provide any guarantee in regard to the reliability and availability of this App at all times and does not assume any liability for any damages incurred as a result of the use of this App. Changes to this App are possible at any time and without prior notice. Please note that the download, installation and/or use of this App will lead to an exchange of data with third parties (e.g. app store provider, mobile phone or network provider, device manufacturer). Third parties may therefore draw conclusions about an existing, former or future business relationship between you and Bank J. Safra Sarasin as well as its affiliates. As a consequence, and among other things for example also in case of loss of a mobile end device, the confidentiality regarding a potential business relationship with you may not be ensured. The download and/or use of this App may lead to costs by your mobile phone or network provider. Please contact your mobile phone or network provider directly to obtain further information about potential costs in that regard.

HomeSpend — Shared Household Spending, Made Calm HomeSpend is a thoughtfully designed household expense tracker that helps you and your household stay aware of shared spending — without debts, balances, or awkward conversations. Unlike traditional expense apps, HomeSpend focuses on shared visibility, not splitting or settling up. Every expense belongs to the household, creating a calm and neutral way to understand where your money goes together. Why HomeSpend? - Most expense apps create friction with balances and reimbursements. HomeSpend removes that tension. - No bill splitting - No individual balances - No “who owes whom” - Just clear, shared insight into household spending. Key Features: Shared Household Tracking: - Create or join a household using an invite code - All members see the same shared expenses - Designed for couples, families, and shared homes Simple Expense Logging: - Add expenses with categories like Groceries, Utilities, Rent, Internet, and more - Optional notes, dates, and receipt photos - Edit, duplicate, or delete expenses anytime Clear Insights: - Monthly spending overview - Category breakdowns with beautiful charts - See trends without pressure or judgment Thoughtful Design: - Calm, neutral language focused on “household spending” - Luxurious, iOS-inspired design with light and dark mode - Smooth animations and subtle feedback Smart Extras: - Recurring expenses - Monthly budget goals with gentle notifications - Search and filter expenses HomeSpend is built around a simple idea: Money conversations should feel calm, not confrontational. That’s why we’ve intentionally removed: - Debt tracking - Settlements - Payment reminders - Scorekeeping between people Instead, HomeSpend helps households stay aligned through clarity and transparency. - Privacy First - Your data belongs to you - No ads - No selling of personal information - Secure authentication and storage Who Is HomeSpend For? - Couples managing shared expenses - Families tracking household costs - Shared apartments and homes - Anyone who wants visibility without tension HomeSpend — shared spending, without the stress.