Comparison

EBAM FSA vs Howden Connect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBAM FSA

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • File claims for medical FSA and HRA
  • Submit receipts via photo upload
  • Manage HSA transactions
  • Pay bills and add payees
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

Howden Connect

Features
Read full description

Your all-in-one benefits app designed to empower employees to discover, understand, and make the most of their benefits. With Howden Connect, you get: - Instant, 24/7 AI-powered answers to your benefits questions—secure, private, and always available - Easy access to your benefits information, ID cards, wellness tools, and company resources—all in one place - Motivating wellness challenges, rewards, and recognition programs that keep you engaged and healthy - A dynamic feed delivering important company news, reminders, and updates straight to your device Simplify your benefits experience with one easy-to-use app that keeps you informed, connected, and empowered to take full advantage of what’s available. Download Howden Connect today and start unlocking your benefits like never before!

Screenshots

EBAM FSA4 screens
Howden Connect4 screens

Verdict

The call

The clearest difference is update cadence: Howden Connect at every 5 weeks against EBAM FSA's every 4 months. Howden Connect also leads on iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EBAM FSA ships an update every 4 months, Howden Connect every 5 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
EBAM FSA versus Howden Connect: the parameters behind the verdict, then further details
ParameterEBAM FSAHowden Connect
PriceFreeFree
Rating2.6 (5 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size30 MB101 MB
Age rating17+12+
DeveloperEBA&M CORPORATIONRecode Health, LLC

In-app purchases

None

EBAM FSA

No in-app purchases

None

Howden Connect

No in-app purchases

Questions

Is EBAM FSA free?
EBAM FSA is free to download, with no in-app purchases.
Is Howden Connect free?
Howden Connect is free to download, with no in-app purchases.
Do EBAM FSA or Howden Connect have ads?
Neither EBAM FSA nor Howden Connect shows ads.
Which is updated more often, EBAM FSA or Howden Connect?
EBAM FSA ships an update every 4 months, and Howden Connect every 5 weeks. Most recently, EBAM FSA was updated on October 24, 2026 and Howden Connect on October 10, 2026.

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