Chong Hing Mobile Banking vs ZA One

Chong Hing Mobile Banking has been upgraded. With simple interface and comprehensive improvements to product functions, the upgrade design tailors customers ‘financial needs, providing customers with a smoother online financial management experience. 1.Updated interface design • Provide the Stylish and Simplified Interfaces for customer to select from • Add search function for customer to reach the desired features • Strengthen interface reminders to guide customer to complete entire transaction smoothly • "Save" function on completion page of financial transactions, for customer to view transaction record screenshots in photo album of mobile device 2.Other functions • Add remote account opening function for customer to open account online • New feature to activate Internet Banking services with credit card, allowing customers who only hold the Bank’s credit card to activate Internet Banking Services • New feature to view outstanding balance of credit card • New feature to amend Logon ID with Mobile Token authentication 3.Added types of account for overview • Add deposit, fixed deposit, loan, credit card and investment accounts in different tabs for overview • Provide shortcut keys for commonly used transactions • Enhance display of investment products • Provide dormant account reactivation service 4.Enhanced transfer services • Register payee during transfer transaction, no need to register again in the future • Provide“Another Instruction” option in Internet Banking Transaction Enquiry to facilitate multiple transfers • Activate Mobile Token service to conduct high-risk transactions to secure account safety • Provide transaction limit setting service • Provide FPS addressing service 5.New services for Bill Payment • Register commonly used bill payment merchant(s) to pay bills • Set up forward-dated payment instruction(s) to complete scheduled payment • Enquire registered merchant(s) in single list • View online payment record and track payment status 6.Foreign currency exchange and fixed deposit placement services • Add foreign currency exchange fixed deposit service • Selected customer can view preferential exchange rate and the amount saved on the foreign currency exchange transaction page • Enable sharing of favorable foreign exchange rates to friends 7.New interface for fund trading • Enhanced fund trading page • Optimise and integrate fund transaction information

ZA One – an easy yet intuitive financial tool to manage your money in just a tap, offering you dynamic and integrated financial services including: - investment fund - manage your ZA Coin balance, ZA Fam account and relevant setting Remarks: 1. ZA Group refers to the ZA Group and/or one or more of its family of subsidiaries, affiliates, partners, and programmes which includes ZA Bank, ZA Insure, ZA Invest, ZA Fam and ZA Coin. 2. ZA One is an App developed and operated by ZA International Financial Services Limited (ZAIF). 3. AA Invest is the business partner of ZAIF and offers the above regulated activities via ZA One. *Terms and conditions apply. Promotional offers are provided by AA Invest. Please download ZA One App to refer to relevant terms and conditions.