Comparison

FaisaMobile by MIB vs Billy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FaisaMobile by MIB

Manage all your bank accounts, financing, and cheques securely from your mobile device. This app offers a user-friendly interface to check balances, view transaction history, make transfers, and manage cards.

Highlights
  • Account balance and transaction viewing
  • Card management (activation, PIN change, freeze/block)
  • Transfers (internal, MIB, other banks)
  • Instant inter-bank transfers with Favara
  • Financing facility details
  • Cheque book and cheque status management
  • Secure login with PIN and fingerprint
Features
Read full description

Be in control of all your accounts, financing, cheques and all your Bank-related stuff on FaisaMobile; an all-in-one modern, user friendly and secure mobile banking app by MIB. Quickly check you account balances, account histories, make transfers, view your financing facilities, manage your cheques, contact the Bank and so much more on FaisaMobile, whether you're on the move or curled up on your sofa. FaisaMobile is the latest addition to the online banking service channels of Maldives Islamic Bank. All aspects of your online banking experience are beautifully packaged into one convenient app. User your FaisaNet (our internet banking service) Username and Password to get started with FaisaMobile. Don't have a FaisaNet account? Register online on FaisaMobile or at faisanet.mib.com.mv. Here are some highlights of what you can do with FaisaMobile. • View your accounts and transactions with a swipe - View all your accounts and account balances - View detailed account statements and transactions - Save and share account transactions - Sort and filter account transactions for simplified viewing • View your cards and manage them - View all your debit cards - Activate your cards - Change your card PIN - Freeze your cards temporarily - Block your cards permanently • Make transfers with a drag and drop! - Make transfers to your favorite people with a simple drag and drop - Make quick transfers to unsaved accounts - Do transfers within your accounts, to other MIB accounts and other bank accounts - Manage your favorite accounts and account categories • Make instant inter-bank transfers with Favara - Make Favara Transfers to your favorite people in other local banks instantly - Make Favara Requests to request funds from your friends, family and businesses - Accept and decline Favara Requests from others - Make Recalls of Favara Transfers that you made in error - Accept and decline Favara Transfer Recalls from others - Manage your Favara IDs to save your accounts as your phone number, email address or national ID • View all your financing facilities at a glance - View all your financing facilities in brief and in full detail - Check facility paid amount, balance, installment amount, last paid date and more • View all your cheque books and cheques with ease - View status of all your cheque books and their cheques - View individual cheque details - Report lost cheques and cheque books • Get in touch with us quickly - Send quick messages to us for any online requests and queries - Call us, send an SMS to us, visit our website and view our Facebook, Twitter and Instagram pages - Find the nearest branches and ATMs • Be assured of industry-standard security - FaisaMobile uses industry-standard security methods to ensure all your information, transactions and everything done through the app are done securely - Use PIN and fingerprint to unlock FaisaMobile - Change PIN and fingerprint whenever needed - Completely clear any saved data Happy mobile banking :)

About

Billy

Features
Read full description

Billy makes splitting bills with friends fast, fair, and drama-free. Stop doing math in a group chat. Snap a photo of a receipt, split it however makes sense, and see exactly who owes what — automatically. SCAN RECEIPTS, SKIP THE TYPING Take a photo of any receipt and Billy reads it for you — items, prices, and totals filled in automatically. No manual entry required. SPLIT IT YOUR WAY Split evenly across the group, or itemize the bill so everyone only pays for what they actually had. Add tax, tip, service charges, delivery fees, or discounts, and Billy divides them fairly across everyone involved. TRACK WHO OWES WHO See a running balance with every friend, updated the moment a new bill comes in. No more wondering who paid last time or losing track across a dozen separate outings. FRIENDS & GROUPS Add friends with a shareable code, a QR scan, or an invite link. Create groups for the people you split with regularly — roommates, trips, teams — and add new members with a single tap. SETTLE UP EASILY Save your payment details so friends know exactly how to pay you back, and generate a payment link to settle a balance in one tap. RECURRING BILLS Set up rent, subscriptions, or regular group expenses once, and Billy creates the bill automatically every time it's due — no re-entering the same split every month. WORKS OFFLINE Add and edit bills without a connection. Everything syncs automatically once you're back online, across all your devices. BILLY PRO Upgrade to Billy Pro for: • Receipt scanning • Custom balance alerts, so you're notified when a balance with a friend crosses a threshold you set Billy Pro is offered as an auto-renewing subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Whether you're splitting a dinner, a road trip, or the rent, Billy keeps everyone's balance clear — so you can spend less time doing math and more time with the people you're splitting with. Terms of Use: https://billy.riphath.com/terms

Screenshots

FaisaMobile by MIB4 screens
Billy4 screens

Verdict

The call

The clearest difference is in-app purchases: FaisaMobile by MIB at none against Billy's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billy sells 3 in-app purchases, starting at $1.99 per month. FaisaMobile by MIB asks for nothing beyond the download.

Scorecard1 real difference · 9 level
FaisaMobile by MIB versus Billy: the parameters behind the verdict, then further details
ParameterFaisaMobile by MIBBilly
PriceFreeFree
Rating3.5 (59 ratings) — better—
Positive reviews12.5% of reviews—
Number of ratings59 — better—
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size31 MB66 MB
Age rating4+4+
DeveloperMaldives Islamic BankRIFATH ABDUL RAZZAG

In-app purchases

None

FaisaMobile by MIB

No in-app purchases

3 purchases

Billy

Subscriptions2
  • Billy Pro7 Days trial$1.991 Month
  • Billy Pro7 Days trial$19.991 Year
One-time1
  • Trip Pass$2.99

Questions

Is FaisaMobile by MIB free?
FaisaMobile by MIB is free to download, with no in-app purchases.
Is Billy free?
Billy is free to download, with in-app purchases available.
Do FaisaMobile by MIB or Billy have ads?
Neither FaisaMobile by MIB nor Billy shows ads.

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