Comparison

Seylan Online Soft Token vs BOC SmartPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Seylan Online Soft Token

Features
Read full description

Seylan Online Banking Soft Token is an innovative mobile app for two factor authentication that enables Seylan Online Banking users to secure transactions using their mobile devices. This eliminates the need to carry any hardware token. VERIFY TRANSACTIONS

 Guard yourself when transacting online by confirming your transactions such as: Registration of third Party Fund Transfers, Creation of Ad Hoc Payments, Standing Orders right on your mobile device. Confirm the details and enter the secure, One Time Password (OTP) generated through Seylan Online Banking Soft Token to complete the transaction. ACTIVATING YOUR SOFT TOKEN

 To activate the Seylan Online Banking Soft Token, simply login to the Seylan Internet Banking site https://www.seylanbank.lk , select the option ‘Settings -> Register for Soft Token’ and complete the registration process. You are now ready to use the Seylan Online Banking Soft Token App. EASE OF USE, SPEED OF TRANSACTION

 Seylan Online Banking Soft Token has been uniquely designed as an easy solution for your transactions. All you need is to generate and the One Time Password (OTP) is available instantly to complete your transactions. INFORMATION AND CUSTOMER SERVICE

 At the time of registration and using the app you will not be charged any fee by the Bank. For more information, please call 0112008888 or email ecommerce@seylan.lk Copyright © Seylan Bank PLC. 2018. All rights reserved. Seylan Online Banking Soft Token is a trademark of Seylan Bank PLC.

About

BOC SmartPay

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

Highlights
  • Peer-to-peer fund transfers
  • Bill payments
  • QR code payments
  • Add any Sri Lankan bank account
  • Real-time account balance inquiry
  • Transaction history and e-receipts
  • Cashback and discount offers
Features
Read full description

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

Screenshots

Seylan Online Soft Token3 screens
BOC SmartPay4 screens

Verdict

The call

The clearest difference is update cadence: BOC SmartPay at every 3 months against Seylan Online Soft Token's every 15 months. Seylan Online Soft Token's advantage is iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Seylan Online Soft Token ships an update every 15 months, BOC SmartPay every 3 months. The most recent releases landed on October 14, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
Seylan Online Soft Token versus BOC SmartPay: the parameters behind the verdict, then further details
ParameterSeylan Online Soft TokenBOC SmartPay
PriceFreeFree
Rating—3.5 (20 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—20 — better
Update frequencyEvery 15 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.6
Further details — not scored
Size3 MB46 MB
Age rating4+4+
DeveloperSeylan Bank PLCBank Of Ceylon

In-app purchases

None

Seylan Online Soft Token

No in-app purchases

None

BOC SmartPay

No in-app purchases

Questions

Is Seylan Online Soft Token free?
Seylan Online Soft Token is free to download, with no in-app purchases.
Is BOC SmartPay free?
BOC SmartPay is free to download, with no in-app purchases.
Do Seylan Online Soft Token or BOC SmartPay have ads?
Neither Seylan Online Soft Token nor BOC SmartPay shows ads.
Which is updated more often, Seylan Online Soft Token or BOC SmartPay?
Seylan Online Soft Token ships an update every 15 months, and BOC SmartPay every 3 months. Most recently, Seylan Online Soft Token was updated on October 14, 2026 and BOC SmartPay on October 21, 2026.

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