Zenith Gambia vs AGIB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zenith Gambia
This mobile banking app allows users to manage their accounts, transfer funds, and pay bills securely. Register easily with your account number and PIN, then access features like balance inquiries, transaction history, and airtime top-ups.
- Account balance enquiry
- View all account types
- Money transfers
- Bills payments
- Manage account settings
- Buy airtime
- Pay utility bills
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HOW TO REGISTER? Users tap “Register Device” and enter their account number and PIN. An OTP is sent to the user’s registered email address for verification. After the OTP is confirmed, the device is successfully registered. Users can then log in using their account number and PIN to access the app. OUR APP ALLOWS YOU TO DO THE FOLLOWING: - Account Balance Enquiry. - View all your accounts(Current, Savings, Fixed Deposit, Domiciliary and Card Accounts). - Money Transfers: Between your Account to any Zenith Account, To Accounts in other Banks. - Bills Payments. -Manage Your Account: Change Password Change Mobile PIN Change Authentication Methods. - Buy Airtime - Pay Utility Bills.
AGIB
Manage multiple bank accounts conveniently. This app allows you to pay bills, buy electricity credit, purchase airtime, and transfer funds to both AGIB and other banks seamlessly.
- Manage multiple accounts
- Pay bills
- Purchase cash power
- Buy airtime
- Transfer funds
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Manage multiple AGIB accounts with ease. Pay bills, purchase cash power, airtime and transfer to AGIB and other bank with ease.
Screenshots
Verdict
The clearest difference is update cadence: Zenith Gambia at every 18 months against AGIB's every 45 months. AGIB's advantage is iOS requirement (15.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.8 for Zenith Gambia against 3.7 for AGIB. Both are backed by a comparable volume of ratings — 4 and 3 respectively.
Zenith Gambia ships an update every 18 months, AGIB every 45 months. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.
| Parameter | Zenith Gambia | AGIB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) — better | 3.7 (3 ratings) |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 18 months — better | Every 45 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 39 MB | 39 MB |
| Age rating | 4+ | 17+ |
| Developer | Zenith Bank PLC | QCELL CO. LIMITED |
Customer experience
Zenith Gambia
AGIB
In-app purchases
Zenith Gambia
No in-app purchases
AGIB
No in-app purchases








