Comparison

CECU Mobile Banking vs Cashflows Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CECU Mobile Banking

Features
Read full description

Access your Cooperative Employees Credit Union accounts 24/7 from anywhere with CECU Mobile Banking. It's Fast, Secure, and Free for all CECU members who are enrolled in our Internet banking service! With CECU Mobile Banking you can: Check Account Balances
 View Transaction History View Cleared Checks Transfer Funds
 Pay Bills Get Current Rates
 And More! Available to all CECU Internet Banking users, CECU Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your CECU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at http://cecuok.virtualcu.net to enroll. Experience the convenience of CECU Mobile Banking today. Download the app and take us with you wherever you go!

About

Cashflows Pro

Forecast future bank account balances by inputting recurring and one-time transactions. This app focuses on future projections, not past history, allowing you to visualize the impact of payments and plan for financial goals.

Highlights
  • Multiple account management
  • Recurring transaction setup
  • Warning balance alerts
  • Interactive forecast graph
  • File-based scenario management
  • Override transaction details
Features
Read full description

Follow us on Twitter at @CashflowsApp! Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain. Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future. It's not interested in the past, so there's no need to enter or maintain your transaction history. It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make. Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off. FEATURES: - Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them. - Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options. - Warning balance: Set a warning balance for an account and see at a glance when your balance is below it. - Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions. - File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow. MANY USES: * Planning Future Purchases: This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford. * Planning for Change: You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future. * Planning for Uncertainty: The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later. * Getting Out of Debt: This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.

Screenshots

CECU Mobile Banking4 screens
Cashflows Pro4 screens

Verdict

The call

The clearest difference is price: CECU Mobile Banking at Free against Cashflows Pro's $2.99. CECU Mobile Banking also leads on iOS requirement (13 vs 26.0). Cashflows Pro's advantage is update cadence (every 3 weeks vs every 24 months). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

CECU Mobile Banking is free to download; Cashflows Pro costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CECU Mobile Banking ships an update every 24 months, Cashflows Pro every 3 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
CECU Mobile Banking versus Cashflows Pro: the parameters behind the verdict, then further details
ParameterCECU Mobile BankingCashflows Pro
PriceFree — better$2.99
Rating—4.5 (20 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—20 — better
Update frequencyEvery 24 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Paid
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS13 — better26.0
Further details — not scored
Size10 MB14 MB
Age rating4++4
DeveloperCooperative Employees Credit UnionNicola Cavanagh

In-app purchases

None

CECU Mobile Banking

No in-app purchases

None

Cashflows Pro

No in-app purchases

Questions

Is CECU Mobile Banking free?
CECU Mobile Banking is free to download, with no in-app purchases.
Is Cashflows Pro free?
Cashflows Pro costs $2.99, with no in-app purchases.
Do CECU Mobile Banking or Cashflows Pro have ads?
Neither CECU Mobile Banking nor Cashflows Pro shows ads.
Which is updated more often, CECU Mobile Banking or Cashflows Pro?
CECU Mobile Banking ships an update every 24 months, and Cashflows Pro every 3 weeks. Most recently, CECU Mobile Banking was updated on November 2, 2026 and Cashflows Pro on November 7, 2026.

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