Comparison

SALT Crypto Loans vs CoinCircle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SALT Crypto Loans

Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.

Highlights
  • Crypto-backed loans
  • Keep crypto, get cash
  • Use Bitcoin, Ether, Litecoin as collateral
  • Monitor loan-to-value ratio
  • Manage collateral on-the-go
  • Respond to margin calls
  • Secure PIN code access
Features
Read full description

SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral and we continue to add collateral assets over time. New to SALT? You can now complete the entire loan application process through our mobile app. Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform. Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. Also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn. Manage Your Accounts • Access your accounts from anywhere* • View key account information quickly with a secure PIN code • Manage account preferences • Create a personal or business account Make Transfers* • Request crypto asset transfers to or from your SALT wallet with ease • Respond to margin calls by making deposits from your mobile device • Receive transaction notifications Track Account Activity* • Monitor loan-to-value ratio • See balances, holdings and account activity • Get real-time asset pricing Keep Your Account Safe • Set up secure PIN code • Configure preferences for push notifications on critical events • 24/7 loan and transaction monitoring • Contact Customer Support Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go.

 *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs. Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee. ©2021 Salt Blockchain, Inc.

About

CoinCircle

Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.

Highlights
  • Buy and sell thousands of cryptocurrencies
  • Track daily market prices
  • Earn interest on crypto
  • Borrow crypto
  • Pay or request crypto
  • Connect bank account for digital USD
Features
Read full description

Your new favorite crypto wallet. Fully featured and simple to use; meet the CoinCircle wallet. Easily buy Bitcoin and 1000s of other cryptocurrencies. Track the daily market prices. Sell your crypto at any time. Connect your bank and fund your digital USD account. Earn interest and borrow crypto. Pay or request crypto from friends or colleagues using email or text message. You get the keys and you are in complete control of your digital assets. Simple. Free. Instant. Private. Secure.

Screenshots

SALT Crypto Loans4 screens
CoinCircle4 screens

Verdict

The call

SALT Crypto Loans and CoinCircle both sit at 4.6 stars, but that hides the real split: 87% of CoinCircle's written reviews are positive against 33% of SALT Crypto Loans's. CoinCircle also leads on ratings volume (629 vs 26) and iOS requirement (12.0 vs 15.1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for SALT Crypto Loans against 4.6 for CoinCircle. That said, the two scores are not equally well evidenced: CoinCircle has 629 ratings behind it against 26, so its average is the more settled of the two. Written reviews are what separate them: 33% of SALT Crypto Loans's written reviews are positive against 87% of CoinCircle's.

UpkeepUpdate frequency

SALT Crypto Loans ships an update monthly, CoinCircle every 4 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
SALT Crypto Loans versus CoinCircle: the parameters behind the verdict, then further details
ParameterSALT Crypto LoansCoinCircle
PriceFreeFree
Rating4.6 (26 ratings) — better4.6 (629 ratings)
Positive reviews33.3% of reviews86.7% of reviews — better
Number of ratings26629 — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size72 MB114 MB
Age rating4+4+
DeveloperSalt Blockchain Inc.Coincircle, Inc

Customer experience

SALT Crypto Loans

All ratings26 ratings
Positive92.3%
Neutral0.0%
Negative7.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

CoinCircle

All ratings631 ratings
Positive89.4%
Neutral2.5%
Negative8.1%
Written reviews113 reviews
Positive86.7%
Neutral1.8%
Negative11.5%

Bugs and requests

SALT Crypto Loans

Not enough reviews yet to summarise bugs or requests.

CoinCircle

Reported bugs

4 issues
  • Login issues
  • Rewards not being credited
  • App freezing or crashing
  • Verification problems

Requested features

4 requests
  • Dark mode option
  • Improved customer support
  • Easier withdrawal process
  • More earning opportunities

In-app purchases

None

SALT Crypto Loans

No in-app purchases

None

CoinCircle

No in-app purchases

Questions

Is SALT Crypto Loans free?
SALT Crypto Loans is free to download, with no in-app purchases.
Is CoinCircle free?
CoinCircle is free to download, with no in-app purchases.
Which has better reviews, SALT Crypto Loans or CoinCircle?
SALT Crypto Loans is rated higher. SALT Crypto Loans averages 4.6 out of 5 from 26 ratings, while CoinCircle averages 4.6 from 629 ratings.
Do SALT Crypto Loans or CoinCircle have ads?
Neither SALT Crypto Loans nor CoinCircle shows ads.
Which is updated more often, SALT Crypto Loans or CoinCircle?
SALT Crypto Loans ships an update monthly, and CoinCircle every 4 weeks. Most recently, SALT Crypto Loans was updated on November 2, 2026 and CoinCircle on November 3, 2026.

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