SALT Crypto Loans vs CoinCircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SALT Crypto Loans
Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.
- Crypto-backed loans
- Keep crypto, get cash
- Use Bitcoin, Ether, Litecoin as collateral
- Monitor loan-to-value ratio
- Manage collateral on-the-go
- Respond to margin calls
- Secure PIN code access
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SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral and we continue to add collateral assets over time. New to SALT? You can now complete the entire loan application process through our mobile app. Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform. Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. Also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn. Manage Your Accounts • Access your accounts from anywhere* • View key account information quickly with a secure PIN code • Manage account preferences • Create a personal or business account Make Transfers* • Request crypto asset transfers to or from your SALT wallet with ease • Respond to margin calls by making deposits from your mobile device • Receive transaction notifications Track Account Activity* • Monitor loan-to-value ratio • See balances, holdings and account activity • Get real-time asset pricing Keep Your Account Safe • Set up secure PIN code • Configure preferences for push notifications on critical events • 24/7 loan and transaction monitoring • Contact Customer Support Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go. *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs. Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee. ©2021 Salt Blockchain, Inc.
CoinCircle
Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.
- Buy and sell thousands of cryptocurrencies
- Track daily market prices
- Earn interest on crypto
- Borrow crypto
- Pay or request crypto
- Connect bank account for digital USD
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Your new favorite crypto wallet. Fully featured and simple to use; meet the CoinCircle wallet. Easily buy Bitcoin and 1000s of other cryptocurrencies. Track the daily market prices. Sell your crypto at any time. Connect your bank and fund your digital USD account. Earn interest and borrow crypto. Pay or request crypto from friends or colleagues using email or text message. You get the keys and you are in complete control of your digital assets. Simple. Free. Instant. Private. Secure.
Screenshots
Verdict
SALT Crypto Loans and CoinCircle both sit at 4.6 stars, but that hides the real split: 87% of CoinCircle's written reviews are positive against 33% of SALT Crypto Loans's. CoinCircle also leads on ratings volume (629 vs 26) and iOS requirement (12.0 vs 15.1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for SALT Crypto Loans against 4.6 for CoinCircle. That said, the two scores are not equally well evidenced: CoinCircle has 629 ratings behind it against 26, so its average is the more settled of the two. Written reviews are what separate them: 33% of SALT Crypto Loans's written reviews are positive against 87% of CoinCircle's.
SALT Crypto Loans ships an update monthly, CoinCircle every 4 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | SALT Crypto Loans | CoinCircle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (26 ratings) — better | 4.6 (629 ratings) |
| Positive reviews | 33.3% of reviews | 86.7% of reviews — better |
| Number of ratings | 26 | 629 — better |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 12.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Salt Blockchain Inc. | Coincircle, Inc |
Customer experience
SALT Crypto Loans
CoinCircle
Bugs and requests
SALT Crypto Loans
Not enough reviews yet to summarise bugs or requests.
CoinCircle
Reported bugs
4 issues- Login issues
- Rewards not being credited
- App freezing or crashing
- Verification problems
Requested features
4 requests- Dark mode option
- Improved customer support
- Easier withdrawal process
- More earning opportunities
In-app purchases
SALT Crypto Loans
No in-app purchases
CoinCircle
No in-app purchases









