SALT Crypto Loans vs Autonomy Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SALT Crypto Loans
Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.
- Crypto-backed loans
- Keep crypto, get cash
- Use Bitcoin, Ether, Litecoin as collateral
- Monitor loan-to-value ratio
- Manage collateral on-the-go
- Respond to margin calls
- Secure PIN code access
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SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral and we continue to add collateral assets over time. New to SALT? You can now complete the entire loan application process through our mobile app. Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform. Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. Also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn. Manage Your Accounts • Access your accounts from anywhere* • View key account information quickly with a secure PIN code • Manage account preferences • Create a personal or business account Make Transfers* • Request crypto asset transfers to or from your SALT wallet with ease • Respond to margin calls by making deposits from your mobile device • Receive transaction notifications Track Account Activity* • Monitor loan-to-value ratio • See balances, holdings and account activity • Get real-time asset pricing Keep Your Account Safe • Set up secure PIN code • Configure preferences for push notifications on critical events • 24/7 loan and transaction monitoring • Contact Customer Support Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go. *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs. Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee. ©2021 Salt Blockchain, Inc.
Autonomy Ledger
This privacy-focused budgeting app helps you achieve financial freedom by tracking your spending, managing debt, and visualizing your progress towards a debt-free date. It emphasizes manual transaction logging for enhanced awareness and control over your finances.
- Zero-based budgeting
- Calculated debt-free date
- Debt payoff strategies (avalanche/snowball)
- Manual transaction logging
- Spending reports and category breakdowns
- Multi-currency support
- Data export
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Your money. Your data. Your freedom. Autonomy Ledger is a privacy-first budgeting app built on one belief: awareness changes behavior. No bank connections. No data sales. Just you, your money, and a clear path toward financial freedom. YOUR FREEDOM DATE See an estimate of when you could be debt-free, built from your own balances, interest rates and payments. Watch it move closer every time you make a payment. ZERO-BASED BUDGETING Every dollar gets a job. Nothing slips through the cracks. You decide where every dollar goes. DEBT PAYOFF STRATEGIES Choose avalanche (highest interest first) or snowball (smallest balance first). See how each one affects your timeline and total interest. PRIVACY FIRST. ALWAYS. No bank connections. No account linking. No third-party access to your financial data. You log transactions yourself because awareness is the intervention. No account numbers. No Social Security numbers. No bank credentials. Every number in the app is something you typed in yourself. No ad tracking, and we never sell your data. Beyond what you enter, the app only sends what it needs to run, such as crash reports and your subscription status. You're the customer, not the product. KEY FEATURES • Zero-based budgeting. Every dollar allocated. • Freedom Date. Your estimated debt-free date. • Debt payoff plans (avalanche and snowball) • Debt analysis, simulators, and amortization tables • Multi-currency support • Transaction logging with labels • Income tracking and savings goals • Spending reports and category breakdowns • Data export (JSON) • Dark mode • No bank connections. Ever. Start with a free 7-day trial. Then $4.99/month for full access to every feature. Cancel anytime. No locked features, no upsells. Terms of Use: https://autonomyledger.com/terms Privacy Policy: https://autonomyledger.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: SALT Crypto Loans at none against Autonomy Ledger's 1. SALT Crypto Loans also leads on ratings volume (26 vs 1). Autonomy Ledger's advantage is rating (5.0 vs 4.6) and update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Autonomy Ledger sells 1 in-app purchase, starting at $4.99 per month. SALT Crypto Loans asks for nothing beyond the download.
Autonomy Ledger holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SALT Crypto Loans has 26 ratings behind it against 1, so its average is the more settled of the two.
SALT Crypto Loans ships an update monthly, Autonomy Ledger weekly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.
| Parameter | SALT Crypto Loans | Autonomy Ledger |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (26 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 26 — better | 1 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 72 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Salt Blockchain Inc. | Jade Digital Labs LLC |
Customer experience
SALT Crypto Loans
Autonomy Ledger
In-app purchases
SALT Crypto Loans
No in-app purchases
Autonomy Ledger
- Autonomy Ledger Pro7 Days trial$4.991 Month
Questions
Is SALT Crypto Loans free?
Is Autonomy Ledger free?
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