Comparison

SALT Crypto Loans vs dductly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SALT Crypto Loans

Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.

Highlights
  • Crypto-backed loans
  • Keep crypto, get cash
  • Use Bitcoin, Ether, Litecoin as collateral
  • Monitor loan-to-value ratio
  • Manage collateral on-the-go
  • Respond to margin calls
  • Secure PIN code access
Features
Read full description

SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral and we continue to add collateral assets over time. New to SALT? You can now complete the entire loan application process through our mobile app. Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform. Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. Also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn. Manage Your Accounts • Access your accounts from anywhere* • View key account information quickly with a secure PIN code • Manage account preferences • Create a personal or business account Make Transfers* • Request crypto asset transfers to or from your SALT wallet with ease • Respond to margin calls by making deposits from your mobile device • Receive transaction notifications Track Account Activity* • Monitor loan-to-value ratio • See balances, holdings and account activity • Get real-time asset pricing Keep Your Account Safe • Set up secure PIN code • Configure preferences for push notifications on critical events • 24/7 loan and transaction monitoring • Contact Customer Support Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go.

 *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs. Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee. ©2021 Salt Blockchain, Inc.

About

dductly

Simplify your small business finances by tracking income and expenses in one easy-to-use place. Avoid complex accounting jargon and lengthy setup processes to gain clarity on your money. Spend less time managing finances and more time growing your business.

Highlights
  • Track income and expenses
  • Centralized financial overview
  • Simple, clean interface
  • No accounting experience required
  • Quick setup
Features
Read full description

Running a small business is hard enough without digging through receipts, Venmo transactions, and spreadsheets just to figure out your money. dductly makes it simple. Track your income and expenses in one place, without accounting jargon or complicated setup. No more guessing where your money went or spending hours trying to piece everything together. Built for small business owners who want clarity without the complexity. Features: • Track income and expenses in seconds • See everything in one place • Simple, clean interface • No accounting experience needed Spend less time managing money and more time growing your business.

Screenshots

SALT Crypto Loans4 screens
dductly4 screens

Verdict

The call

The clearest difference is review sentiment: dductly at 100% against SALT Crypto Loans's 33%. dductly also leads on rating (5.0 vs 4.6) and update cadence (every 11 days vs monthly). SALT Crypto Loans's advantage is ratings volume (26 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

dductly holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 26 and 7 respectively. Written reviews point the same way: 33% of SALT Crypto Loans's written reviews are positive against 100% of dductly's.

UpkeepUpdate frequency

SALT Crypto Loans ships an update monthly, dductly every 11 days. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
SALT Crypto Loans versus dductly: the parameters behind the verdict, then further details
ParameterSALT Crypto Loansdductly
PriceFreeFree
Rating4.6 (26 ratings)5.0 (7 ratings) — better
Positive reviews33.3% of reviews100.0% of reviews — better
Number of ratings26 — better7
Update frequencyMonthlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size72 MB36 MB
Age rating4+4+
DeveloperSalt Blockchain Inc.dductly LLC

Customer experience

SALT Crypto Loans

All ratings26 ratings
Positive92.3%
Neutral0.0%
Negative7.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

dductly

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SALT Crypto Loans

No in-app purchases

None

dductly

No in-app purchases

Questions

Is SALT Crypto Loans free?
SALT Crypto Loans is free to download, with no in-app purchases.
Is dductly free?
dductly is free to download, with no in-app purchases.
Which has better reviews, SALT Crypto Loans or dductly?
dductly is rated higher. SALT Crypto Loans averages 4.6 out of 5 from 26 ratings, while dductly averages 5.0 from 7 ratings.
Do SALT Crypto Loans or dductly have ads?
Neither SALT Crypto Loans nor dductly shows ads.
Which is updated more often, SALT Crypto Loans or dductly?
SALT Crypto Loans ships an update monthly, and dductly every 11 days. Most recently, SALT Crypto Loans was updated on November 2, 2026 and dductly on November 5, 2026.

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