SALT Crypto Loans vs Phoenix Micro

SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral and we continue to add collateral assets over time. New to SALT? You can now complete the entire loan application process through our mobile app. Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform. Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. Also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn. Manage Your Accounts • Access your accounts from anywhere* • View key account information quickly with a secure PIN code • Manage account preferences • Create a personal or business account Make Transfers* • Request crypto asset transfers to or from your SALT wallet with ease • Respond to margin calls by making deposits from your mobile device • Receive transaction notifications Track Account Activity* • Monitor loan-to-value ratio • See balances, holdings and account activity • Get real-time asset pricing Keep Your Account Safe • Set up secure PIN code • Configure preferences for push notifications on critical events • 24/7 loan and transaction monitoring • Contact Customer Support Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go.

 *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs. Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee. ©2021 Salt Blockchain, Inc.

Phoenix Finance is a powerful mobile app designed for microfinance institutions, field agents, and loan officers to streamline financial operations. Whether you are collecting repayments, managing customers, or monitoring performance, Phoenix Finance gives you the tools to stay organized and efficient - even in remote areas. Key Features: Customer Management • Register new customers with detailed profiles • View loan history, repayment records, and customer data Payment Collection • Record loan repayments quickly and securely • Support for multiple payment types • Attendance tracking during collection meetings • Optional SMS notifications for payments Center & Group Management • Manage microfinance centers and customer groups • Track center details, codes, and branch information • Organize members for collective lending programs Analytics & Dashboard • Monitor daily and monthly collections • Compare targets vs. achievements • Visual charts and performance metrics Location & Maps • GPS-powered mapping of centers, groups, and customers • Route planning and navigation for field agents • Offline location caching for use in low-connectivity areas Data Synchronization • Secure local storage with offline capability • Automatic syncing with remote servers • Conflict resolution for smooth operations Security & Access • Role-based access control (agents, officers, administrators) • Encrypted login and secure data handling Why Choose Phoenix Finance? • Boost operational efficiency with digital tools • Reduce manual errors in repayment tracking • Empower field agents with mobile-first solutions • Maintain accurate, real-time financial records • Ensure compliance with microfinance regulations Phoenix Finance transforms the way microfinance institutions work by providing a complete, secure, and user-friendly platform for managing financial operations.