Comparison

myUHM vs Truv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myUHM

Streamline your home buying journey with this user-friendly app. Obtain a prequalification letter in minutes, securely upload documents, and communicate with your loan officer. Stay informed about your application status from start to finish.

Highlights
  • Get prequalified in minutes
  • Secure document upload
  • In-app communication with loan officer
  • Track application status
  • Personalized mortgage advisor support
Features
Read full description

This user-friendly app is designed specifically for individuals in the midst of the home buying process. The myUHM app is tailored to streamline the mortgage journey with easy-to-follow steps, allowing you to obtain a prequalification letter on your phone within minutes. Features: • Enter your personal information once in a single location • Scan and securely upload necessary documents directly from your phone • Communicate with your loan officer or agent directly through the app • Stay informed about application status and receive updates throughout the process Regardless of how you apply, you can always expect an exceptional home-financing experience, complete with personalized support from a dedicated mortgage advisor from start to finish. Ready to get prequalified today? Download the app now and be done in minutes with myUHM.

About

Truv

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

Highlights
  • Income verification
  • Employment verification
  • Direct Deposit Switch
  • Connect to payroll providers
  • Retrieve underwriting data
  • Resolve disputes
Features
Read full description

Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.

Screenshots

myUHM4 screens
Truv3 screens

Verdict

The call

The clearest difference is rating: myUHM at 4.1 against Truv's 3.4. myUHM also leads on review sentiment (25% vs 0%) and ratings volume (78 vs 11). Truv's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myUHM holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: myUHM has 78 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 25% of myUHM's written reviews are positive against 0% of Truv's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
myUHM versus Truv: the parameters behind the verdict, then further details
ParametermyUHMTruv
PriceFreeFree
Rating4.1 (78 ratings) — better3.4 (11 ratings)
Positive reviews25.0% of reviews — better0.0% of reviews
Number of ratings78 — better11
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size102 MB9 MB
Age rating4+17+
DeveloperUnion Home Mortgage CorpTruv, Inc.

Customer experience

myUHM

All ratings78 ratings
Positive74.4%
Neutral2.6%
Negative23.1%
Written reviews12 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Truv

All ratings9 ratings
Positive66.7%
Neutral11.1%
Negative22.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

myUHM

No in-app purchases

None

Truv

No in-app purchases

Questions

Is myUHM free?
myUHM is free to download, with no in-app purchases.
Is Truv free?
Truv is free to download, with no in-app purchases.
Which has better reviews, myUHM or Truv?
myUHM is rated higher. myUHM averages 4.1 out of 5 from 78 ratings, while Truv averages 3.4 from 11 ratings.
Do myUHM or Truv have ads?
Neither myUHM nor Truv shows ads.
Which is updated more often, myUHM or Truv?
myUHM ships an update every 3 months, and Truv every 3 months. Most recently, myUHM was updated on October 24, 2026 and Truv on October 24, 2026.

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