myUHM vs Truv
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myUHM
Streamline your home buying journey with this user-friendly app. Obtain a prequalification letter in minutes, securely upload documents, and communicate with your loan officer. Stay informed about your application status from start to finish.
- Get prequalified in minutes
- Secure document upload
- In-app communication with loan officer
- Track application status
- Personalized mortgage advisor support
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This user-friendly app is designed specifically for individuals in the midst of the home buying process. The myUHM app is tailored to streamline the mortgage journey with easy-to-follow steps, allowing you to obtain a prequalification letter on your phone within minutes. Features: • Enter your personal information once in a single location • Scan and securely upload necessary documents directly from your phone • Communicate with your loan officer or agent directly through the app • Stay informed about application status and receive updates throughout the process Regardless of how you apply, you can always expect an exceptional home-financing experience, complete with personalized support from a dedicated mortgage advisor from start to finish. Ready to get prequalified today? Download the app now and be done in minutes with myUHM.
Truv
Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.
- Income verification
- Employment verification
- Direct Deposit Switch
- Connect to payroll providers
- Retrieve underwriting data
- Resolve disputes
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Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.
Screenshots
Verdict
The clearest difference is rating: myUHM at 4.1 against Truv's 3.4. myUHM also leads on review sentiment (25% vs 0%) and ratings volume (78 vs 11). Truv's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myUHM holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: myUHM has 78 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 25% of myUHM's written reviews are positive against 0% of Truv's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 24, 2026.
| Parameter | myUHM | Truv |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (78 ratings) — better | 3.4 (11 ratings) |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 78 — better | 11 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 102 MB | 9 MB |
| Age rating | 4+ | 17+ |
| Developer | Union Home Mortgage Corp | Truv, Inc. |
Customer experience
myUHM
Truv
In-app purchases
myUHM
No in-app purchases
Truv
No in-app purchases









