BEZTAM vs CHAABI PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BEZTAM
A secure mobile application for real-time money transfers, merchant payments, bill payments, and phone top-ups. It also facilitates cash withdrawals and deposits, offering a comprehensive suite of financial services for Moroccan users.
- Real-time money transfers
- Merchant payments
- Bill payments
- Phone top-ups
- Cash withdrawal and deposit
- Secure mobile banking
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Le Crédit Agricole du Maroc met à disposition de ses clients et des citoyens marocains en général, cette application mobile sécurisée qui permet d’effectuer, en temps réel, transfert d’argent, paiement de marchands, paiement de factures, recharges téléphoniques, retrait et dépôt d’argent et bien d’autres services. Cette application mobile s’inscrit dans le cadre de l’initiative de paiement mobile national marocain.
CHAABI PAY
Send and receive money, pay bills, and buy tickets for transportation and events easily from your mobile. This app offers a modern, fast, and intuitive interface for managing your finances on the go.
- Send and receive money
- Pay bills
- Buy ONCF and CTM tickets
- Pay for sports and cultural events
- Receive indemnities
- Check balance and history
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Avec Chaabi Pay, envoyez et recevez de l’argent, et payez vos factures et achetez vos billets ONCF & CTMen toute simplicité depuis votre mobile ! Nouveautés de la mise à jour : ● Application plus moderne, rapide et facile à utiliser. ● Nouvelle interface simple et intuitive. ● Plafonds de compte adaptés aux recommandations de Bank Al-Maghrib : 1 000 DH, 4 000 DH, 20 000 DH et 100 000 DH. Exclusivité : ● Achetez vos billets ONCF (train) et CTM (autocar) directement depuis l’app. ● Payez vos tickets Tadakir pour les manifestations sportives et culturelles. Avec Chaabi Pay : ● Envoyez de l’argent de mobile à mobile partout au Maroc. ● Recevez vos indemnités directement sur l’application (CNSS, ASD, …). ● Payez vos factures (eau, électricité, internet, taxes, assurances…). ● Payez dans les commerces partenaires. ● Consultez votre solde et votre historique en temps réel. Téléchargez gratuitement Chaabi Pay et simplifiez votre quotidien !
Screenshots
Verdict
The clearest difference is review sentiment: BEZTAM at 50% against CHAABI PAY's 0%. BEZTAM also leads on rating (4.5 vs 2.3) and iOS requirement (11.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEZTAM holds the better App Store score, 4.5 against 2.3. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews point the same way: 50% of BEZTAM's written reviews are positive against 0% of CHAABI PAY's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 17, 2026 and October 9, 2026 respectively.
| Parameter | BEZTAM | CHAABI PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 29 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Groupe Crédit Agricole du Maroc | Maroc Traitement de Transactions |
Customer experience
BEZTAM
CHAABI PAY
In-app purchases
BEZTAM
No in-app purchases
CHAABI PAY
No in-app purchases
