Comparison

Split It vs Splitkaro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split It

Easily track and divide shared expenses for groups on trips, nights out, or shared living situations. Avoid manual calculations and keep track of who owes whom, simplifying debt settlement.

Highlights
  • Create expense groups
  • Add and track expenses
  • View participant balances
  • Calculate payback
  • Minimize settlement transactions
  • iMessage integration
  • Push notifications
Features
Read full description

Split It makes it easy to keep track of group expenses and split bills. Stay on top of the expenses made by the group and settle up debts. The app is perfect for a group on vacation, a night out with friends, roommates living together,… No more napkin calculations. No more keeping receipts. No more complicated spreadsheets. It’s super simple, so you can relax. HOW IT WORKS: 1. Create an expense group 2. Add expenses. Indicate who paid and who participated 3. View the expenses, everyone’s balance and who owns whom 4. Settle up and keep everyone happy It couldn’t be more easy. FEATURES: - No accounts needed - Create an expense group and add expenses - Great overview of each participant’s balance - Payback calculation: check who owns whom - Check who is next to pay - Settle up depts - Find out the total costs - Intelligent algorithm to minimise the number of transactions to settle up - iMessage integration with a summary in the conversation - Push notifications to keep the group up to date - Send a reminder to your group - Anyone in the group can add expenses - Super fast and easy to use interface - Support for many currencies PRICING: It’s totally free to participate in a group. The first group you create is free as well. To create more groups, a very small one time purchase is required. This will help us to improve the app. Thank you for your support.

About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

Screenshots

Split It4 screens
Splitkaro4 screens

Verdict

The call

Split It and Splitkaro both sit at 4.8 stars, but that hides the real split: 100% of Split It's written reviews are positive against 78% of Splitkaro's. Split It also leads on device support (3 vs 1) and iOS requirement (11.0 vs 16.0). Splitkaro's advantage is ratings volume (61 vs 4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split It sells 1 one-off in-app purchase and Splitkaro sells 10 in-app purchases, starting at $2.00 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Split It against 4.9 for Splitkaro. That said, the two scores are not equally well evidenced: Splitkaro has 61 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 100% of Split It's written reviews are positive against 78% of Splitkaro's.

UpkeepUpdate frequency

Split It ships an update every 2 months, Splitkaro every 6 weeks. The most recent releases landed on September 26, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Split It versus Splitkaro: the parameters behind the verdict, then further details
ParameterSplit ItSplitkaro
PriceFreeFree
Rating4.8 (4 ratings)4.9 (61 ratings) — better
Positive reviews100.0% of reviews — better78.5% of reviews
Number of ratings461 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better16.0
Further details — not scored
Size20 MB82 MB
Age rating4+4+
DeveloperFanatic DevelopmentSplitkaro Private Limited

Customer experience

Split It

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Splitkaro

All ratings59 ratings
Positive98.3%
Neutral1.7%
Negative0.0%
Written reviews65 reviews
Positive78.5%
Neutral9.2%
Negative12.3%

In-app purchases

1 purchases

Split It

One-time1
  • Unlimited Group Creations$0.99
10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00

Questions

Is Split It free?
Split It is free to download, with in-app purchases available.
Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Which has better reviews, Split It or Splitkaro?
Splitkaro is rated higher. Split It averages 4.8 out of 5 from 4 ratings, while Splitkaro averages 4.9 from 61 ratings.
Do Split It or Splitkaro have ads?
Neither Split It nor Splitkaro shows ads.
Which is updated more often, Split It or Splitkaro?
Split It ships an update every 2 months, and Splitkaro every 6 weeks. Most recently, Split It was updated on September 26, 2026 and Splitkaro on October 21, 2026.

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