Comparison

Splitkaro vs Split Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

Split Money

Easily manage personal and group expenses with this intuitive tool. Track spending, split bills equally or unequally, and gain insights with visual charts. Supports over 120 currencies and offers flexible data export options.

Highlights
  • Advanced expense categorization
  • Accurate personal and group totals
  • Flexible PDF and CSV export
  • Split expenses equally or unequally
  • Real-time push notifications
  • Detailed transaction history
  • Support for over 120 currencies
Features
Read full description

SplitMoney is your ultimate companion for managing expenses, both personal and group expenses.Whether you're using it as a personal finance manager or an IOU tracker, SplitMoney makes it simple and easy. With SplitMoney, you can easily divide expenses for any occasion, such as splitting rent or splitting bills with roommates, splitting expenses for group trips, or even saving up for a special event. Say goodbye to the stress of managing expenses and hello to a hassle-free experience with SplitMoney. SplitMoney offers cutting-edge features for handling shared expenses: - Advanced expense categorisation for easy budgeting and tracking. - Accurate calculation of personal and group totals for efficient expense management. - Flexible data export options, including PDF and CSV formats. - Ability to split expenses equally or unequally among group members. - Real-time push notifications to stay informed of any changes. - Detailed transaction history for thorough expense tracking. - 24/7 customer support for assistance at any time. - Mobile-friendly design for tracking expenses on-the-go. - Support for over 120 global currencies. - User-friendly interface with visually appealing charts and graphs. - Advance expense analysis, budget tracking, recurring expenses, and more. And many, many more! To simplify the process for you, we'll present two examples of how to use our service: Tanusha, an Indian MBA student studying in France, faces a daunting challenge in managing her expenses - from food and rent, to travel and insurance, as well as sending money back home and other miscellaneous costs. Keeping track of her spending and budgeting effectively can be overwhelming. However, with SplitMoney, managing expenses becomes a breeze. SplitMoney is a versatile expense tracking app that allows Tanusha to easily list and categorise all her expenses, giving her the tools to make informed financial decisions and stay on top of her budget. Pooja, Rohini, and Nisha are flatmates sharing a home in Kolkata, India. In the beginning, their shared living arrangements were fraught with tension over bill splitting. That was until Rohini introduced the use of SplitMoney, a user-friendly expense tracking app. With SplitMoney, Pooja and her flatmates were able to easily and accurately divide expenses, eliminating the conflict and enabling them to maintain both their finances and their friendship. SplitMoney simplifies the process of dividing expenses with friends, associates, and even romantic partners. Whether it's an office lunch, a trip, or a night out, SplitMoney makes it easy to track and split bills in a clear and organised way. It saves you time and energy by eliminating the need to sift through numerous transactions. Think of it as your personal financial assistant, always available to help you stay on top of even the smallest expenses. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splitkaro4 screens
Split Money4 screens

Verdict

The call

The clearest difference is ratings volume: Splitkaro at 59 against Split Money's 3. Splitkaro also leads on rating (4.9 vs 4.7). Split Money's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month and Split Money sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitkaro holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Splitkaro has 59 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 78% of Splitkaro's written reviews are positive against 73% of Split Money's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. Both last shipped on October 13, 2026.

Scorecard4 real differences · 6 level
Splitkaro versus Split Money: the parameters behind the verdict, then further details
ParameterSplitkaroSplit Money
PriceFreeFree
Rating4.9 (59 ratings) — better4.7 (3 ratings)
Positive reviews78.5% of reviews — better72.7% of reviews
Number of ratings59 — better3
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size82 MB55 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedAnil Meena

Customer experience

Splitkaro

All ratings59 ratings
Positive98.3%
Neutral1.7%
Negative0.0%
Written reviews65 reviews
Positive78.5%
Neutral9.2%
Negative12.3%

Split Money

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
2 purchases

Split Money

Subscriptions2
  • Splitmoney Pro$0.991 Month
  • Splitmoney Pro$3.991 Year

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is Split Money free?
Split Money is free to download, with in-app purchases available.
Which has better reviews, Splitkaro or Split Money?
Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 59 ratings, while Split Money averages 4.7 from 3 ratings.
Do Splitkaro or Split Money have ads?
Neither Splitkaro nor Split Money shows ads.
Which is updated more often, Splitkaro or Split Money?
Splitkaro ships an update every 6 weeks, and Split Money every 6 weeks. Most recently, Splitkaro was updated on October 13, 2026 and Split Money on October 13, 2026.

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