Expense Split vs Splitkaro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Split
Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.
- Split bills in seconds
- Customizable and smart splits
- Intelligent expense suggestions
- Organized group overviews
- Real-time collaboration
- Simplified debt settlement
- Privacy-focused, no account needed
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Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.
Splitkaro
Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.
- Intelligent payment reminders
- One-tap bill import from popular services
- Item-wise bill splitting
- Auto expense tracking via SMS
- Group chat and money sharing
- Graphs, charts, and analytics
- Import balances from other apps
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Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com
Screenshots
Verdict
The clearest difference is review sentiment: Splitkaro at 78% against Expense Split's 33%. Splitkaro also leads on rating (4.9 vs 4.7). Expense Split's advantage is update cadence (every 2 weeks vs every 6 weeks) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Split sells 4 one-off in-app purchases and Splitkaro sells 10 in-app purchases, starting at $2.00 per month. Whichever you choose, the download price is not the number that matters.
Splitkaro holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 20 and 59 respectively. Written reviews point the same way: 33% of Expense Split's written reviews are positive against 78% of Splitkaro's.
Expense Split ships an update every 2 weeks, Splitkaro every 6 weeks. The most recent releases landed on September 24, 2026 and October 9, 2026 respectively.
| Parameter | Expense Split | Splitkaro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (20 ratings) | 4.9 (59 ratings) — better |
| Positive reviews | 33.3% of reviews | 78.5% of reviews — better |
| Number of ratings | 20 | 59 — better |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | S Ravi Shankar | Splitkaro Private Limited |
Customer experience
Expense Split
Splitkaro
In-app purchases
Expense Split
- Share Settle Up PDF$0.99
- Export CSV$1.99
- All Pro Features$2.99
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- All Premium Features$2.99
Splitkaro
- Monthly Subscription$2.001 Month
- Monthly Subscription$4.001 Month
- Splitkaro Subscription$0.99
- Trail Plan$1.00
- Monthly Plan$4.00
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- Quarterly Plan$5.00
- Yearly Plan$12.00
- Yearly Plan Onboard$12.00
- Yearly Plan Day1$12.00
- Annual Premium Plan$15.00









