Comparison

Expense Split vs Split Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Split

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

Highlights
  • Split bills in seconds
  • Customizable and smart splits
  • Intelligent expense suggestions
  • Organized group overviews
  • Real-time collaboration
  • Simplified debt settlement
  • Privacy-focused, no account needed
Features
Read full description

Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.

About

Split Money

Easily manage personal and group expenses with this intuitive tool. Track spending, split bills equally or unequally, and gain insights with visual charts. Supports over 120 currencies and offers flexible data export options.

Highlights
  • Advanced expense categorization
  • Accurate personal and group totals
  • Flexible PDF and CSV export
  • Split expenses equally or unequally
  • Real-time push notifications
  • Detailed transaction history
  • Support for over 120 currencies
Features
Read full description

SplitMoney is your ultimate companion for managing expenses, both personal and group expenses.Whether you're using it as a personal finance manager or an IOU tracker, SplitMoney makes it simple and easy. With SplitMoney, you can easily divide expenses for any occasion, such as splitting rent or splitting bills with roommates, splitting expenses for group trips, or even saving up for a special event. Say goodbye to the stress of managing expenses and hello to a hassle-free experience with SplitMoney. SplitMoney offers cutting-edge features for handling shared expenses: - Advanced expense categorisation for easy budgeting and tracking. - Accurate calculation of personal and group totals for efficient expense management. - Flexible data export options, including PDF and CSV formats. - Ability to split expenses equally or unequally among group members. - Real-time push notifications to stay informed of any changes. - Detailed transaction history for thorough expense tracking. - 24/7 customer support for assistance at any time. - Mobile-friendly design for tracking expenses on-the-go. - Support for over 120 global currencies. - User-friendly interface with visually appealing charts and graphs. - Advance expense analysis, budget tracking, recurring expenses, and more. And many, many more! To simplify the process for you, we'll present two examples of how to use our service: Tanusha, an Indian MBA student studying in France, faces a daunting challenge in managing her expenses - from food and rent, to travel and insurance, as well as sending money back home and other miscellaneous costs. Keeping track of her spending and budgeting effectively can be overwhelming. However, with SplitMoney, managing expenses becomes a breeze. SplitMoney is a versatile expense tracking app that allows Tanusha to easily list and categorise all her expenses, giving her the tools to make informed financial decisions and stay on top of her budget. Pooja, Rohini, and Nisha are flatmates sharing a home in Kolkata, India. In the beginning, their shared living arrangements were fraught with tension over bill splitting. That was until Rohini introduced the use of SplitMoney, a user-friendly expense tracking app. With SplitMoney, Pooja and her flatmates were able to easily and accurately divide expenses, eliminating the conflict and enabling them to maintain both their finances and their friendship. SplitMoney simplifies the process of dividing expenses with friends, associates, and even romantic partners. Whether it's an office lunch, a trip, or a night out, SplitMoney makes it easy to track and split bills in a clear and organised way. It saves you time and energy by eliminating the need to sift through numerous transactions. Think of it as your personal financial assistant, always available to help you stay on top of even the smallest expenses. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Split4 screens
Split Money4 screens

Verdict

The call

Expense Split and Split Money both sit at 4.7 stars, but that hides the real split: 73% of Split Money's written reviews are positive against 33% of Expense Split's. Split Money also leads on iOS requirement (12.0 vs 16.6). Expense Split's advantage is update cadence (every 2 weeks vs every 6 weeks) and ratings volume (20 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Split sells 4 one-off in-app purchases and Split Money sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Expense Split against 4.7 for Split Money. That said, the two scores are not equally well evidenced: Expense Split has 20 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of Expense Split's written reviews are positive against 73% of Split Money's.

UpkeepUpdate frequency

Expense Split ships an update every 2 weeks, Split Money every 6 weeks. The most recent releases landed on July 30, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Split versus Split Money: the parameters behind the verdict, then further details
ParameterExpense SplitSplit Money
PriceFreeFree
Rating4.7 (20 ratings)4.7 (3 ratings)
Positive reviews33.3% of reviews72.7% of reviews — better
Number of ratings20 — better3
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.612.0 — better
Further details — not scored
Size8 MB55 MB
Age rating4+4+
DeveloperS Ravi ShankarAnil Meena

Customer experience

Expense Split

All ratings19 ratings
Positive89.5%
Neutral5.3%
Negative5.3%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Split Money

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

In-app purchases

4 purchases

Expense Split

One-time4
  • Share Settle Up PDF$0.99
  • Export CSV$1.99
  • All Pro Features$2.99
Show 1 more
  • All Premium Features$2.99
2 purchases

Split Money

Subscriptions2
  • Splitmoney Pro$0.991 Month
  • Splitmoney Pro$3.991 Year

Questions

Is Expense Split free?
Expense Split is free to download, with in-app purchases available.
Is Split Money free?
Split Money is free to download, with in-app purchases available.
Which has better reviews, Expense Split or Split Money?
Expense Split and Split Money are both rated 4.7 out of 5 on the App Store, from 20 and 3 ratings respectively.
Do Expense Split or Split Money have ads?
Neither Expense Split nor Split Money shows ads.
Which is updated more often, Expense Split or Split Money?
Expense Split ships an update every 2 weeks, and Split Money every 6 weeks. Most recently, Expense Split was updated on July 30, 2026 and Split Money on September 9, 2026.

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