Comparison

Split Money vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Money

Easily manage personal and group expenses with this intuitive tool. Track spending, split bills equally or unequally, and gain insights with visual charts. Supports over 120 currencies and offers flexible data export options.

Highlights
  • Advanced expense categorization
  • Accurate personal and group totals
  • Flexible PDF and CSV export
  • Split expenses equally or unequally
  • Real-time push notifications
  • Detailed transaction history
  • Support for over 120 currencies
Features
Read full description

SplitMoney is your ultimate companion for managing expenses, both personal and group expenses.Whether you're using it as a personal finance manager or an IOU tracker, SplitMoney makes it simple and easy. With SplitMoney, you can easily divide expenses for any occasion, such as splitting rent or splitting bills with roommates, splitting expenses for group trips, or even saving up for a special event. Say goodbye to the stress of managing expenses and hello to a hassle-free experience with SplitMoney. SplitMoney offers cutting-edge features for handling shared expenses: - Advanced expense categorisation for easy budgeting and tracking. - Accurate calculation of personal and group totals for efficient expense management. - Flexible data export options, including PDF and CSV formats. - Ability to split expenses equally or unequally among group members. - Real-time push notifications to stay informed of any changes. - Detailed transaction history for thorough expense tracking. - 24/7 customer support for assistance at any time. - Mobile-friendly design for tracking expenses on-the-go. - Support for over 120 global currencies. - User-friendly interface with visually appealing charts and graphs. - Advance expense analysis, budget tracking, recurring expenses, and more. And many, many more! To simplify the process for you, we'll present two examples of how to use our service: Tanusha, an Indian MBA student studying in France, faces a daunting challenge in managing her expenses - from food and rent, to travel and insurance, as well as sending money back home and other miscellaneous costs. Keeping track of her spending and budgeting effectively can be overwhelming. However, with SplitMoney, managing expenses becomes a breeze. SplitMoney is a versatile expense tracking app that allows Tanusha to easily list and categorise all her expenses, giving her the tools to make informed financial decisions and stay on top of her budget. Pooja, Rohini, and Nisha are flatmates sharing a home in Kolkata, India. In the beginning, their shared living arrangements were fraught with tension over bill splitting. That was until Rohini introduced the use of SplitMoney, a user-friendly expense tracking app. With SplitMoney, Pooja and her flatmates were able to easily and accurately divide expenses, eliminating the conflict and enabling them to maintain both their finances and their friendship. SplitMoney simplifies the process of dividing expenses with friends, associates, and even romantic partners. Whether it's an office lunch, a trip, or a night out, SplitMoney makes it easy to track and split bills in a clear and organised way. It saves you time and energy by eliminating the need to sift through numerous transactions. Think of it as your personal financial assistant, always available to help you stay on top of even the smallest expenses. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spending Tracker

Easily track household and shared expenses with friends or family. This app simplifies budgeting, monitors spending habits, and automatically calculates balances for group expenses, ensuring transparent money management.

Highlights
  • Create family and friend groups
  • Track daily expenses and spending
  • Automatic balance calculations
  • Monitor shared money activity
  • Detailed spending reports
  • Budget calculator
Features
Read full description

Take control of your money with a simple expense tracker, budget planner, and bill splitting app designed for everyday spending. Track expenses, manage your budget, monitor income, and split shared costs with family, friends, roommates, or groups — all in one place. EXPENSE TRACKER Record your daily expenses quickly and keep your spending organized. Add transactions, categorize your costs, and see where your money goes. BUDGET PLANNER Create and manage your budget to stay on top of your spending. Monitor expenses and understand your financial habits with clear reports and useful insights. SPLIT BILLS & SHARED EXPENSES Sharing expenses with friends, family, roommates, or groups is easy. Create a group, add shared expenses, track who paid, and automatically calculate each person's share. FAMILY EXPENSE MANAGER Keep household expenses organized in one place. Create a family group, add members, record expenses, and monitor shared spending. ROOMMATE EXPENSE TRACKER Manage rent, groceries, utilities, dining, travel, and other shared costs with roommates. Keep a clear record of expenses and balances. MONEY & INCOME TRACKING Track both expenses and income to get a clearer picture of your personal finances. Organize your transactions and understand your spending patterns. EXPENSE REPORTS & INSIGHTS Review your spending with organized reports and category-based insights. See where your money is going and make better everyday budgeting decisions. PERFECT FOR • Personal expense tracking • Monthly and daily budgeting • Family expense management • Roommate expenses • Friends sharing bills • Group trips and travel expenses • Shared household costs • Income and expense tracking • Everyday money management Keep your expenses organized, understand your spending, manage your budget, and make shared expenses easier. Download Spending Tracker: Bill Split and take control of your everyday finances. Privacy Policy : - https://sites.google.com/view/spending-tracker-finance-split/home Apple Terms Of Use :- https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split Money4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Split Money at 73% against Spending Tracker's 0%. Split Money also leads on iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Money sells 2 in-app purchases, starting at $0.99 per month and Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split Money ships an update every 6 weeks, Spending Tracker every 2 months. The most recent releases landed on September 27, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
Split Money versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSplit MoneySpending Tracker
PriceFreeFree
Rating4.7 (3 ratings) — better—
Positive reviews72.7% of reviews — better0.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size55 MB41 MB
Age rating4+17+
DeveloperAnil Meenaxita apps

Customer experience

Split Money

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

Spending Tracker

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

2 purchases

Split Money

Subscriptions2
  • Splitmoney Pro$0.991 Month
  • Splitmoney Pro$3.991 Year
3 purchases

Spending Tracker

Subscriptions1
  • Premium$1.991 Month
One-time2
  • SpendingTracker_UnlimitedGroup$4.99
  • Spending Tracker Premium$9.99

Questions

Is Split Money free?
Split Money is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Split Money or Spending Tracker have ads?
Neither Split Money nor Spending Tracker shows ads.
Which is updated more often, Split Money or Spending Tracker?
Split Money ships an update every 6 weeks, and Spending Tracker every 2 months. Most recently, Split Money was updated on September 27, 2026 and Spending Tracker on September 30, 2026.

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