My treasury vs Activo Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My treasury
Easily track all your expenses and incomes, set spending goals, and get reminders for bills. Analyze your budget with detailed reports and secure your financial data with backups.
- Track expenses and incomes
- Create custom categories
- Set and monitor spending goals
- Bill payment reminders
- Budget analysis and reports
- Secure access and backups
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My treasury helps you stay on top of everyday home finances without the mess of notes, spreadsheets, and paper receipts. TRACK EXPENSES AND INCOME IN SECONDS - add transactions even faster with a refreshed, more ergonomic form, - use categories, tags, notes, and smart suggestions, - create new tags while adding a transaction or later in settings, - manage as many accounts as you need: cash, bank account, savings, and more, - work with different currencies, - share accounts with a trusted person or another device in Premium. STAY IN CONTROL OF YOUR BUDGET AND BILLS - use tags to group expenses and income around your own themes, - set monthly spending limits, - track progress toward your goals, - get alerts when you get close to your limits, - create one-off and recurring bill reminders, - set your payday and analyze your budget on your own cycle. SEE WHERE YOUR MONEY GOES - review spending history by category, - analyze monthly and yearly results also by tags, - get insights on unusual expenses, - compare periods side by side, - check all account balances in one place, - export transactions to CSV for deeper analysis. FIND ANY TRANSACTION FAST - search by description, tags, note, date, category, and more, - go back to older expenses without digging through history manually. KEEP YOUR DATA SAFE - protect the app with an access code, - create backups and restore data when you change phones, - save backups wherever you want, including the cloud. You start with a ready-to-use account and sample categories, so you can begin right away. Adding a new expense takes only a moment, and tags, smart suggestions, and the refreshed form make everyday tracking even faster. TERMS AND CONDITIONS The app is free and ad-free. In the free version, you can use all core features and create up to three tags. In the Premium version, available as a subscription, you can additionally share accounts with other users or on your other devices, use cash flow analytics beyond the current month, and create unlimited tags. To use the Premium version, you need to purchase a subscription by going to Settings -> Subscriptions in the menu. The subscription renews automatically. In the case of renewal, the account is charged within 24 hours before the end of the subscription period. To avoid renewal, you must cancel the subscription at least 24 hours before the end of its expiration. Full terms and conditions of the My treasury application: https://dartu.app/en/my-treasury/tc
Activo Digital
This app allows Banco Activo customers to perform financial transactions easily and securely from their mobile devices. Enjoy an enhanced digital experience with biometric authentication and streamlined payment options.
- Check account balances and recent transactions
- Transfer funds between own Banco Activo accounts
- Transfer funds to third-party Banco Activo accounts
- Transfer funds to accounts at other banks
- Mobile phone top-ups
- Bill payments
- Manage contact directory
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Banco Activo, siempre pensando en satisfacer las necesidades de nuestros clientes, crea el canal Activo Digital, disponible para todos nuestros clientes Personas Naturales y que posean dispositivos móviles inteligentes, los cuales podrán a través de esta aplicación descargable en su dispositivo, realizar transacciones financieras de una manera ágil y sencilla, en la que podrán disfrutar de una experiencia digital mejorada, autenticación biométrica y una nueva manera de ubicar todas las operaciones que necesitas al momento de efectuar un pago. Requisitos: - Ser cliente Banco Activo y poseer cuenta. - Estar afiliado a Activo en Línea Personas. Operaciones que se pueden efectuar - Consulta de saldos y últimas transacciones de pago. - Transferencias entre cuentas propias de Banco Activo. - Transferencias a cuentas de terceros en Banco Activo. - Transferencias a cuentas propias y de terceros en otros bancos. - Recargas Digitel. - Recargas Inter. - Pago de Factura Inter - Administración de directorio de afiliaciones.
Screenshots
Verdict
The clearest difference is review sentiment: My treasury at 60% against Activo Digital's 0%. My treasury also leads on rating (4.5 vs 1.8) and update cadence (every 11 days vs every 2 months). Activo Digital's advantage is in-app purchases (none vs 6). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My treasury sells 4 in-app purchases, starting at $2.99 per month. Activo Digital asks for nothing beyond the download.
My treasury holds the better App Store score, 4.5 against 1.8. Both are backed by a comparable volume of ratings — 21 and 25 respectively. Written reviews point the same way: 60% of My treasury's written reviews are positive against 0% of Activo Digital's.
My treasury ships an update every 11 days, Activo Digital every 2 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | My treasury | Activo Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (21 ratings) — better | 1.8 (25 ratings) |
| Positive reviews | 60.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 21 | 25 — better |
| Update frequency | Every 11 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 71 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Dariusz Rutkowski | Banco Activo, C.A. Banco Universal |
Customer experience
My treasury
Activo Digital
In-app purchases
My treasury
- Premium - 1 month14 Days trial2 variants$2.991 Month
- Premium - 1 month14 Days trial$3.991 Month
- Premium - 12 months14 Days trial2 variants$17.991 Year
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- Premium - 12 months14 Days trial$34.991 Year
Activo Digital
No in-app purchases







