Comparison

WIS vs FLEX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WIS

Manage your business finances with this free accountancy software and mobile app. Track expenses, create branded invoices, estimate taxes, and log mileage. Designed for contractors and freelancers to simplify financial management.

Highlights
  • Expense management
  • Branded invoicing
  • Tax estimates
  • Mileage tracking
  • Deadline reminders
  • Dashboard overview
Features
Read full description

MANAGE YOUR FINANCES ON THE GO! Our own Free complete online accountancy software and mobile app makes running your business as a contractor and Freelancer easier and simpler. Our online accountancy software and mobile app helps you manage expenses, stay on top of invoicing and get tax and dividends estimates. It’s free of charge of charge all WIS Accountancy clients. Our clients love the simplicity of it. Easy to understand Dashboard The dashboard of the portal will display your company and personal affairs, potential Corporation and dividend tax liabilities. Tax Estimates Get estimates of your personal tax liability and a comprehensive guidance on dividends availability and dividend taxation. Invoicing Stay on top of your invoicing which can be branded with your company Logo. You can raise invoices, download as PDF and share via email. Expense Management Our Expense section contains a comprehensive list of expense categories, and you can be rest assured that you will not overlook any of the expenses which you have not claimed. You also capture the receipts and save it if you use Standard VAT. Mileage Log and track your miles on the go and claim HMRC’s approved Mileage rates Reminders and Notification Never miss a deadline with our deadline reminders via the notifications WIS Accountancy is a specialised contractor accountant with extensive experience in handling limited company contractors’ finances and unique mortgage/life insurance needs. If you are an Existing WIS Client simply download the app and sign in. Interested in becoming WIS services or becoming a contractor or a Freelancer? Contact us on +44 0203111898 or info@wis-accountancy.co.uk and will set you up in 24 hours.

About

FLEX

Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

Highlights
  • Instant money sending and receiving
  • Pay with PayTag
  • Merchant QR code payments
  • Request money with notes
  • Tiered verification for higher limits
  • Real-time transaction tracking
  • In-app support
Features
Read full description

FLEX Move Money. Move Freely. FLEX is the fast and secure way to send and receive money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees. Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time. Pay Merchants Easily Scan a merchant QR code or pay directly inside the app. Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible. Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely. Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending. FLEX combines speed, trust, and simplicity in one app. *FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners. Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com

Screenshots

WIS3 screens
FLEX4 screens

Verdict

The call

The clearest difference is update cadence: FLEX at every 2 weeks against WIS's every 56 months. WIS's advantage is iOS requirement (11.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WIS ships an update every 56 months, FLEX every 2 weeks. The most recent releases landed on October 3, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
WIS versus FLEX: the parameters behind the verdict, then further details
ParameterWISFLEX
PriceFreeFree
Rating—4.7 (11 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—11 — better
Update frequencyEvery 56 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.6
Further details — not scored
Size5 MB151 MB
Age rating4+4+
DeveloperWIS Accountancy LtdKoinage LLC

Customer experience

WIS

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

FLEX

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

WIS

No in-app purchases

None

FLEX

No in-app purchases

Questions

Is WIS free?
WIS is free to download, with no in-app purchases.
Is FLEX free?
FLEX is free to download, with no in-app purchases.
Do WIS or FLEX have ads?
Neither WIS nor FLEX shows ads.
Which is updated more often, WIS or FLEX?
WIS ships an update every 56 months, and FLEX every 2 weeks. Most recently, WIS was updated on October 3, 2026 and FLEX on October 24, 2026.

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