Comparison

FloatMe vs Nana Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FloatMe

Access cash advances to cover bills or emergencies without credit checks or interest. Manage subscriptions, monitor your credit score, and receive low balance alerts. Earn extra money through marketplace offers.

Highlights
  • Cash advances up to $200
  • No credit checks or interest
  • Subscription management
  • Credit score monitoring
  • Low balance alerts
  • Marketplace offers
Currently charting
Read full description

Meet FloatMe, your Best Financial Friend — here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it. FLOATS / CASH ADVANCES* Pay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee. First time approval amounts range from $10 - $50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026). SUBSCRIPTION MANAGER Still paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place — what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot about. Included with membership. CREDIT MONITORING Know your number. Check your Equifax credit score in the app, watch how it moves over time, and get a heads-up when something changes. Checking here won't ding your score. Also included with membership — no extra charge. MARKETPLACE OFFERS Find easy ways to earn a little extra, like taking an online survey or testing a video game. We hunt down deals and offers worth passing along to our budget-minded members. LOW BALANCE ALERTS Always know where your balance stands. If you opt-in, we'll give you a nudge when funds are running low, so you can dodge those pesky overdraft fees. MEMBERSHIP Membership costs $6.99/month and provides access to FloatMe's suite of financial products and services, including Floats, Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts. Membership will auto-renew until canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com. Uninstalling does not result in cancellation. *Floats/Advances: FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. Floats are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Float fees are not included in the monthly membership cost and are optional. Instant Float fees vary from $1.00 - $10.00. Delivery times may vary between banks. Eligibility criteria apply. A FloatMe account is required to request a Float; approval is not guaranteed. You may request a Float without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Float is optional and carries a fee. Availability varies by state. Average Float Amount is $53 (as of July 1, 2026). Example 1: A $50 Float sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50. Example 2: A $50 Float sent via optional Instant Float for a $5 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $55. Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents. FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Tilt, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205

About

Nana Split

Features
Read full description

Nana Split makes splitting the bill easy and fair. No more guessing or dividing evenly when someone ordered more than everyone else. HOW IT WORKS 1. Add everyone at the table 2. Enter each item on the bill with its price and quantity 3. Assign items to the people who shared them, with custom portion sizes 4. Enter the tax and tip — see exactly what each person owes FEATURES • Fair splitting based on what each person actually ordered • Flexible portions — if two people split an item but one had more, adjust the portions • Tip by percentage or flat dollar amount • Tax and tip are distributed proportionally — no one overpays • Simple 4-step flow — no account needed, no ads

Screenshots

FloatMe4 screens
Nana Split3 screens

Verdict

The call

The clearest difference is chart position: FloatMe at #67 against Nana Split's unranked. FloatMe also leads on iOS requirement (15.0 vs 26.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 9 level
FloatMe versus Nana Split: the parameters behind the verdict, then further details
ParameterFloatMeNana Split
PriceFreeFree
Rating4.8 (162K ratings) — better—
Positive reviews91.6% of reviews—
Number of ratings162K — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreemium—
Best chart rank#67 — better—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.4
Further details — not scored
Size94 MB10 MB
Age rating17+4+
DeveloperFloatMeEdwin George

Bugs and requests

FloatMe

Reported bugs

3 issues
  • Account access issues
  • Incorrect transaction tracking
  • Delayed or missing payments

Requested features

4 requests
  • Increase advance amount limits
  • More flexible eligibility criteria
  • Reduce subscription and advance fees
  • Improve communication with users

Nana Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FloatMe

No in-app purchases

None

Nana Split

No in-app purchases

Questions

Is FloatMe free?
FloatMe is free to download, with no in-app purchases.
Is Nana Split free?
Nana Split is free to download, with no in-app purchases.
Do FloatMe or Nana Split have ads?
Neither FloatMe nor Nana Split shows ads.

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