征信 vs 优居找房
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
征信
This app helps you check your personal credit report and understand your financial risk. It provides comprehensive credit information, security, and timely updates on credit knowledge to help you manage your credit and avoid risks.
- Personal credit report checking
- Risk information verification
- Abnormal record management
- Credit knowledge learning
- High information completeness
- Bank-level information security
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【应用场景】 查询自己的信用报告,维护良好信用。 核验个人的风险信息,保障信用安全。 管理查询的异常记录,修正错漏讯息。 了解实用的征信知识,享受信用生活。 【服务优势】 --信息完整度高-- 覆盖全国多数互联网平台与第三方机构,可以作为央行征信的有益补充 --数据安全性强-- 拥有国家信息系统安全等级保护二级备案,近银行级的信息安全保护性能 --查询专业性强-- 运用信用模型分析,基于历史数据评判现状乃至将来,验证信用信息相关性和准确度 --分享时效性高-- 征信知识实时更新,全面提示信用意识,及时防止信用信息滥用 【联系我们】 官方网站:https://www.youxincredit.com 官方微信:微信公众号搜索“有信征查员” 联系邮箱:credit@digast.com 【特别关注】 本工具非央行征信工具。主要提供信用风险检测,助您了解自身信用情况,规避信用风险,享受信用人生。 【自动续费会员套餐说明】 -- 会员权益:开通会员获得报告免费查询次数,并额外赠送信苗。信苗为虚拟代币,可用于购买app内知识内容。 -- 订阅周期:一个月(连续包月),三个月(连续包季),12个月(连续包年)。 -- 订阅价格:以IAP申请的价格为准,例如连续包月每月50元。 -- 付款:用户确认购买并付款后记入iTunes账户。 -- 取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 -- 续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 -- 隐私政策:https://static.170909.com/share/protocol/general_privacy_agreement.html?appName=caizsxygj&deviceType= -- 用户协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ (Apple 标准许可协议)
优居找房
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【关注优居-择优而居】优居找房全新登场,助你早圆安家梦! 【优质真房源】海量优质真房源,让您择优而居,轻松找到心仪的房源 【VR看房】足不出户,360°在线看房,节省大量时间 【在线委托】房源委托,0接触,省时省力又安全 【在线合同】随时查看交易订单,交易流程更透明、更真实 【售后无忧】专业售后权证机构与售后客服体系,提供全方位售前咨询与售后保障,专人跟进保证售后无忧
Screenshots
Verdict
The clearest difference is in-app purchases: 优居找房 at none against 征信's 10. 征信's advantage is ads (none vs shown) and iOS requirement (11.0 vs 15). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 征信 sells 10 in-app purchases, starting at $7.49 per month. 优居找房 asks for nothing beyond the download.
征信 ships an update every 6 weeks, 优居找房 every 3 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | 征信 | 优居找房 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15 |
| Further details — not scored | ||
| Size | 39 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | Hangzhou Youxin Data Information Service Co., Ltd. | 北京优居找房网络科技有限公司 |
Customer experience
征信
优居找房
In-app purchases
征信
- 会员超值订阅$7.491 Month
- 会员超值订阅$42.991 Year
- 手机号在线时长核验$0.99
- 不良记录查询$2.99
- 信用检测$3.99
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- 联系人优化$3.99
- 个人司法、失信检测报告$3.99
- 个人司法及申请风险深度检测$3.99
- 深度风险报告$3.99
- 深度风险报告$5.99
优居找房
No in-app purchases









