征信 vs 屏幕精灵
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
征信
This app helps you check your personal credit report and understand your financial risk. It provides comprehensive credit information, security, and timely updates on credit knowledge to help you manage your credit and avoid risks.
- Personal credit report checking
- Risk information verification
- Abnormal record management
- Credit knowledge learning
- High information completeness
- Bank-level information security
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【应用场景】 查询自己的信用报告,维护良好信用。 核验个人的风险信息,保障信用安全。 管理查询的异常记录,修正错漏讯息。 了解实用的征信知识,享受信用生活。 【服务优势】 --信息完整度高-- 覆盖全国多数互联网平台与第三方机构,可以作为央行征信的有益补充 --数据安全性强-- 拥有国家信息系统安全等级保护二级备案,近银行级的信息安全保护性能 --查询专业性强-- 运用信用模型分析,基于历史数据评判现状乃至将来,验证信用信息相关性和准确度 --分享时效性高-- 征信知识实时更新,全面提示信用意识,及时防止信用信息滥用 【联系我们】 官方网站:https://www.youxincredit.com 官方微信:微信公众号搜索“有信征查员” 联系邮箱:credit@digast.com 【特别关注】 本工具非央行征信工具。主要提供信用风险检测,助您了解自身信用情况,规避信用风险,享受信用人生。 【自动续费会员套餐说明】 -- 会员权益:开通会员获得报告免费查询次数,并额外赠送信苗。信苗为虚拟代币,可用于购买app内知识内容。 -- 订阅周期:一个月(连续包月),三个月(连续包季),12个月(连续包年)。 -- 订阅价格:以IAP申请的价格为准,例如连续包月每月50元。 -- 付款:用户确认购买并付款后记入iTunes账户。 -- 取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 -- 续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 -- 隐私政策:https://static.170909.com/share/protocol/general_privacy_agreement.html?appName=caizsxygj&deviceType= -- 用户协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ (Apple 标准许可协议)
屏幕精灵
Transform your phone's look with custom icons, dynamic wallpapers, personalized call screens, and unique charging animations. Express your style and make every interaction with your device a personalized experience.
- Customizable app icons
- Themed wallpapers
- Personalized call screen themes
- Dynamic charging animations
- One-click theme application
- Unified home screen style
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趣味手机屏幕,一键焕新——从换图标开始打造你的专属主屏。 【换图标】主屏风格改造的第一步 -一键应用成套图标主题:国风、炫酷……随心切换。 -图标与壁纸/组件风格更统一:主屏观感更高级、更整洁。 -适配多种常用APP:让每一个常用入口都更“像你”。 【壁纸秀】指尖屏幕流动的艺术 -海量风格随心选:从未来机械矩阵到治愈萌物、从国风山水到赛博霓虹,总有一款与你共鸣。 -壁纸与图标主题搭配:轻松实现整体风格统一。 【充电秀】等待时间也要有趣 -充电动画主题随心换:萌宠互动、星空浪漫、潮酷炫彩,充电也能表达心情。 -支持循环播放,让每个充电瞬间都独一无二。 【Mini 灵动岛】小巧灵动,信息一目了然 -多款迷你岛主题随心切换,为手机增添灵动趣味。 -小巧不遮挡,兼顾个性与实用,让每次亮屏都有新鲜感。 【自动订阅服务说明】 -订阅服务:根据所选的订阅计划,订阅按周、按月、按年计费。 -订阅价格:例如连续包年产品为198元/年;连续包月产品为88元/月。 -付款:用户确认购买并付款后计入iTunes账户。 -续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。-取消--取消续订:如需取消续订,请在当前订阅周期24小时前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 隐私协议:https://docs.qq.com/doc/DVU5WS0tMdGx0WEtm 用户协议:https://docs.qq.com/doc/DVWJKUktkd3RYTGVR
Screenshots
Verdict
The clearest difference is review sentiment: 征信 at 71% against 屏幕精灵's 23%. 征信 also leads on iOS requirement (11.0 vs 14.0). 屏幕精灵's advantage is update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 征信 sells 12 in-app purchases, starting at $7.49 per month and 屏幕精灵 sells 7 in-app purchases, starting at $6.99 per 7 days. Whichever you choose, the download price is not the number that matters.
征信 ships an update every 6 weeks, 屏幕精灵 fortnightly. The most recent releases landed on September 21, 2026 and September 6, 2026 respectively.
| Parameter | 征信 | 屏幕精灵 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | 71.4% of reviews — better | 22.7% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 39 MB | 106 MB |
| Age rating | 4+ | 9+ |
| Developer | Hangzhou Youxin Data Information Service Co., Ltd. | Guangzhou Shuhong Network Technology Co., Ltd. |
Customer experience
征信
屏幕精灵
In-app purchases
征信
- 会员超值订阅$7.491 Month
- 会员超值订阅$42.991 Year
- 身份真伪验证$0.99
- 手机号在线时长核验$0.99
- 深度风险报告$2.99
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- 不良记录查询$2.99
- 信用检测$3.99
- 联系人优化$3.99
- 个人司法、失信检测报告$3.99
- 个人司法及申请风险深度检测$3.99
- 深度风险报告$3.99
- 深度风险报告$5.99
屏幕精灵
- 屏幕精灵7 Days trial$6.997 Days
- 屏幕精灵3 Days trial$6.997 Days
- 屏幕精灵3 Days trial2 variants$7.997 Days
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- 屏幕精灵$12.991 Month
- 屏幕精灵$29.991 Year
- 购买壁纸$2.99
- 购买图标$2.99





