Comparison

Modern Exchange vs eMF India

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Modern Exchange

Easily send money internationally with a streamlined registration and remittance process. Track transaction history, manage beneficiaries, and compare exchange rates for the best deals. This compliant financial institution prioritizes technology and customer experience.

Highlights
  • Easy customer registration
  • One-step remittance process
  • Transaction history tracking
  • Beneficiary management
  • Exchange rate comparison
  • Download transaction receipts
Features
Read full description

Modern Exchange app enables the customers to remit their money in 1-step process. Modern Exchange App Features: #Easy Customer Registration: You can activate your Modern Exchange account in just 4 steps and explore all the online features right from your mobile phone. #Remittance: Select the transaction details based on your beneficiary and click "Remit Now" for requesting remittance. #Transaction History: View your past transaction details in one-click using the My Transactions tab and download past transaction receipts of your choice. #Beneficiary Listing: View your beneficiary details from the Beneficiaries tab and view more details of your favorite beneficiary. #Exchange Rate: Explore the exchange rate for the currency pair you have selected, pick the best rate provider and remit through the same. Ease your remittance process by the best rates and transfer your money. #About Modern Exchange - At Modern Exchange, we pride ourselves on being a Compliant Global Financial Institution, by continuously investing in our technology and our people for ensuring maximum compliance in respect of best practices for AML and KYC processes. At the same time, we keep trying to improve the customer experience at our branches and our digital delivery systems. So please do join us in becoming a valued member of Modern Exchange’s extended family, if you already are not one. We promise to beat your expectations, not just meet them.

About

eMF India

Features
Read full description

eMF India is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

Modern Exchange4 screens
eMF India4 screens

Verdict

The call

The clearest difference is update cadence: Modern Exchange at every 3 weeks against eMF India's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Modern Exchange ships an update every 3 weeks, eMF India every 2 months. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Modern Exchange versus eMF India: the parameters behind the verdict, then further details
ParameterModern ExchangeeMF India
PriceFreeFree
Rating2.3 (3 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size121 MB85 MB
Age rating4+4+
DeveloperMODERN EXCHANGE COMPANY LLC.ESPEROE INDIA MF SERVICES

In-app purchases

None

Modern Exchange

No in-app purchases

None

eMF India

No in-app purchases

Questions

Is Modern Exchange free?
Modern Exchange is free to download, with no in-app purchases.
Is eMF India free?
eMF India is free to download, with no in-app purchases.
Do Modern Exchange or eMF India have ads?
Neither Modern Exchange nor eMF India shows ads.
Which is updated more often, Modern Exchange or eMF India?
Modern Exchange ships an update every 3 weeks, and eMF India every 2 months. Most recently, Modern Exchange was updated on October 24, 2026 and eMF India on October 5, 2026.

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