GoPaynet vs Rukbe
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
GoPaynet
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Paynet is a digital and risk-less payment platform that instantly enables sellers to accept online payments without extra hardware and buyers to pay from their own mobile or any personal devices without swiping bank cards. Around 80% of online shopping and majority of other shopping payments are still dominated by online banking, without any additional setup, giving a flexibility in payment by providing a payable link will give new life to grow business. Paynet payment platform can generate both paper or digital receipts. The digital invoice/receipts could be sent to customer via WhatsApp, SMS, email or any messaging application. Receipts can be customized by adding company logo, contacts, items and short promo messages. Our direct settlement model provide you full control over your payments. As soon as a payment is completed from customer device, your funds are immediately available in your bank account, and you can proceed cash withdrawals, Online payments etc. Our indirect payment is designed to enable online payment for small sellers who do not have a commercial bank account eligible to open online payments. As soon as a payment is completed from customer device, We will route your funds through our platfom to you account on a scheduled interval then it will be available for cash withdrawals, POS or Internet payments, via the business card. Paynet offeres light-weight RESTful APIs and dedicated Plug and play payment plugins for the most popular eCommerce Platforms. This plugin enable to accept online payment directly on checkout page for website for products and subscriptions. We also offer test and live environment for development.
Rukbe
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1. Organize, simplify and interact with your finances in real-time. 2. Empower and equip you to confidently communicate with your financial planner, wealth coaches and bankers. 3. Keep your Personal and Business Financial affairs in one place. 4. Track your Net Worth in real time. 5. Have access to an AI-powered unbiased advisor providing you with timely insights, trends and benchmarks comparable to your business. Note: If you subscribe via Apple, payment will be charged to App Store Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Account will be charged for renewal within 24 hours prior to the end of the current period at the rate of the selected plan. Subscriptions and auto-renewal may be managed by going to Account Settings after purchase. Rukbe paid service terms: https://www.rukbe.com/terms Privacy policy: https://www.rukbe.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: GoPaynet at none against Rukbe's 2. Rukbe's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Rukbe sells 2 in-app purchases, starting at $19.00 per month. GoPaynet asks for nothing beyond the download.
GoPaynet ships an update every 2 months, Rukbe every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | GoPaynet | Rukbe |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 14.1 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 36 MB | 83 MB |
| Age rating | 4+ | 17+ |
| Developer | Amiyon Technologies | 1959356 ALberta Ltd |
In-app purchases
GoPaynet
No in-app purchases
Rukbe
- Essentials Monthly$19.001 Month
- Essentials Yearly$159.991 Year







