Comparison

NETinfoPAY vs Cardex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NETinfoPAY

Make fast, secure payments using your smartphone at physical stores and online. Manage your accounts, send and receive money instantly, and earn rewards on your purchases.

Highlights
  • Fast and secure smartphone payments
  • In-store and online payment options
  • Instant money sending and receiving
  • Manage connected bank accounts
  • Earn rewards and discounts
Read full description

NETinfoPAY enables you to perform fast, easy and secure payments with your smartphone. Simply download the app and create your account. You can pay for goods and services at any store with a NETinfoPAY terminal or when ordering online choose NETinfoPAY in the online checkout stage and earn rewards as you spend! View your cards and accounts all in one place and use the app to send and receive money instantly! • Pay at any store Pay at any store with a NETinfoPAY terminal. Hold your phone near the terminal and accept the payment request. • Pay Online Choose NETinfoPAY in the online checkout stage, enter your phone number and PIN and you will receive a push notification on your smartphone to approve the payment. • Send money and receive money instantly Send money to anyone by entering their phone number. If they do not have a NETinfoPAY account, we will notify them for you. • Manage your accounts You can connect and manage your bank accounts. View your accounts balance and history. Transfer money to and from your connected accounts. • Rewards system Enjoy exclusive benefits, offers and discounts! Earn NETinfoPAY points by making purchases at participating merchants or by completing challenges.

About

Cardex

Features
Read full description

Pay in Naira directly from your multi-currency wallet with our virtual and physical cards. Suitable for global online payments and ATM withdrawals.

Screenshots

NETinfoPAY4 screens
Cardex4 screens

Verdict

The call

The clearest difference is ads: NETinfoPAY at none against Cardex's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NETinfoPAY ships an update every 3 weeks, Cardex every 2 weeks. The most recent releases landed on September 29, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 8 level
NETinfoPAY versus Cardex: the parameters behind the verdict, then further details
ParameterNETinfoPAYCardex
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.4
Further details — not scored
Size63 MB57 MB
Age rating4+17+
DeveloperNETinfoPAYFINTAVA TECHNOLOGY LIMITED

In-app purchases

None

NETinfoPAY

No in-app purchases

None

Cardex

No in-app purchases

Questions

Is NETinfoPAY free?
NETinfoPAY is free to download, with no in-app purchases.
Is Cardex free?
Cardex is free to download, with no in-app purchases.
Do NETinfoPAY or Cardex have ads?
Cardex shows ads; NETinfoPAY does not.
Which is updated more often, NETinfoPAY or Cardex?
NETinfoPAY ships an update every 3 weeks, and Cardex every 2 weeks. Most recently, NETinfoPAY was updated on September 29, 2026 and Cardex on October 6, 2026.

Other comparisons