Comparison

SpendMon vs PennyworthLite Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMon

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Highlights
  • Spending log
  • Household account book
  • Sort by date and expenditure
  • View monthly spending
  • Bulk month search
  • Widget for at-a-glance view
Features
Read full description

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

About

PennyworthLite Expense Tracker

Easily manage your personal finances with this intuitive expense tracker. Monitor income, expenses, and transfers, set budgets, and gain insights with advanced reports. Secure your data with pattern lock and iCloud backup.

Highlights
  • Track income, expense, and transfer transactions
  • Create budgets for spending control
  • Manage account balances and net worth
  • Simple and intuitive user interface
  • Editable income and expense categories
  • Advanced financial reports
  • Receipts management
  • Pattern lock protection
Features
Read full description

Easy Budget & Expense Tracker helps you record daily income and expenses quickly, check your budget, save receipt photos, and understand your spending with clear charts. It is designed for people who want a simple budget book without complicated account management. Record what you spent, what you earned, and where your money went — then review your monthly balance, categories, receipts, and trends whenever you need. ◆ Recommended for ・People who want to keep a simple budget book ・People who want to record expenses and income quickly ・People who want to check monthly budgets and remaining amounts ・People who want to save receipt photos with their records ・People who want to manage recurring bills, subscriptions, rent, salary, or other regular income and expenses ・People who want separate books for personal, household, or allowance tracking ・People who prefer simple daily records over complicated bank account or transfer management ◆ Main features 【Quick income and expense tracking】 Record the date, amount, category, person, tags, photos, and notes. Frequently used records can be reused as favorites or templates, making daily entry faster and easier. 【Calendar and list views】 Review your records in calendar view or list view. You can check recent records, search, filter, and sort transactions to find what you need. 【Receipt photo storage】 Attach receipt or invoice photos to your records. You can review receipt photos by month and manage them together with your spending history. 【Budget management】 Set monthly, yearly, and category budgets. Check your budget progress and remaining amount to notice overspending before it becomes a problem. 【Clear charts and analysis】 Analyze income and expenses by month, year, or custom period. Use charts to see spending categories, income categories, and overall balance at a glance. 【Recurring income and expenses】 Manage regular records such as rent, subscriptions, utility bills, phone bills, salary, and other repeated income or expenses. This helps reduce forgotten entries and keeps your monthly budget more accurate. 【Categories, tags, and people】 Organize records with expense categories, income categories, category groups, tags, and people. This makes it easier to review spending by purpose, family member, project, or lifestyle. 【Separate books for different needs】 Create separate local books for personal spending, household expenses, allowance tracking, or other purposes. Keep each budget book clean and focused. 【CSV export and backups】 Export records for a selected period as CSV. Back up and restore your data with iCloud or Google Drive, so your budget records can be kept safely. 【Widgets and Shortcuts】 Use widgets and shortcuts to record income and expenses quickly. You can also check spending summaries, monthly budget progress, and monthly income/expense totals. 【Personal settings】 Customize themes, fonts, dark mode, language, reminder notifications, and app lock. Make your budget book easier to read, easier to use, and easier to continue every day. Start with small daily records and make your money flow easier to understand.

Screenshots

SpendMon4 screens
PennyworthLite Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: PennyworthLite Expense Tracker at 4.9 against SpendMon's 4.6. PennyworthLite Expense Tracker also leads on monetization model (ad-supported vs free with in-app purchases). SpendMon's advantage is review sentiment (94% vs 79%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMon sells 1 one-off in-app purchase and PennyworthLite Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

PennyworthLite Expense Tracker holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 251 and 51 respectively. Written reviews complicate that: 94% of SpendMon's written reviews are positive against 79% of PennyworthLite Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SpendMon ships an update fortnightly, PennyworthLite Expense Tracker monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
SpendMon versus PennyworthLite Expense Tracker: the parameters behind the verdict, then further details
ParameterSpendMonPennyworthLite Expense Tracker
PriceFreeFree
Rating4.6 (251 ratings)4.9 (51 ratings) — better
Positive reviews93.8% of reviews — better78.8% of reviews
Number of ratings251 — better51
Update frequencyFortnightly — betterMonthly
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size14 MB44 MB
Age rating4+4+
DeveloperMBG StudioJack Xuan

Customer experience

SpendMon

All ratings251 ratings
Positive90.0%
Neutral6.0%
Negative4.0%
Written reviews64 reviews
Positive93.8%
Neutral4.7%
Negative1.6%

PennyworthLite Expense Tracker

All ratings51 ratings
Positive98.0%
Neutral2.0%
Negative0.0%
Written reviews33 reviews
Positive78.8%
Neutral9.1%
Negative12.1%

In-app purchases

1 purchases

SpendMon

One-time1
  • Remove Ads$2.99
1 purchases

PennyworthLite Expense Tracker

One-time1
  • remove ads$1.99

Questions

Is SpendMon free?
SpendMon is free to download, with in-app purchases available.
Is PennyworthLite Expense Tracker free?
PennyworthLite Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, SpendMon or PennyworthLite Expense Tracker?
PennyworthLite Expense Tracker is rated higher. SpendMon averages 4.6 out of 5 from 251 ratings, while PennyworthLite Expense Tracker averages 4.9 from 51 ratings.
Do SpendMon or PennyworthLite Expense Tracker have ads?
Both SpendMon and PennyworthLite Expense Tracker show ads.
Which is updated more often, SpendMon or PennyworthLite Expense Tracker?
SpendMon ships an update fortnightly, and PennyworthLite Expense Tracker monthly. Most recently, SpendMon was updated on November 2, 2026 and PennyworthLite Expense Tracker on November 3, 2026.

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