Comparison

SpendMon vs Envelope Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMon

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Highlights
  • Spending log
  • Household account book
  • Sort by date and expenditure
  • View monthly spending
  • Bulk month search
  • Widget for at-a-glance view
Features
Read full description

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

About

Envelope Budget

Features
Read full description

Take control of your money with the envelope budgeting method — the proven system that helps you spend less and save more. Assign every dollar to an envelope before you spend it. Track your bills, groceries, dining, and savings goals in one place. When an envelope is empty, you stop spending. That simple. • Budget Tab — See all your envelopes at a glance. Know exactly how much is left in each category. • Tracking Tab — Watch your spending trends over time. Spot patterns and adjust before you overspend. • Goals Tab — Set savings goals and watch your progress grow. Visualize what you're saving for. No bank connection needed. Your data stays on your device.

Screenshots

SpendMon4 screens
Envelope Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Envelope Budget at none against SpendMon's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMon sells 1 one-off in-app purchase. Envelope Budget asks for nothing beyond the download.

UpkeepUpdate frequency

SpendMon ships an update fortnightly, Envelope Budget every 10 days. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
SpendMon versus Envelope Budget: the parameters behind the verdict, then further details
ParameterSpendMonEnvelope Budget
PriceFreeFree
Rating4.6 (251 ratings) — better—
Positive reviews93.7% of reviews—
Number of ratings251 — better—
Update frequencyFortnightlyEvery 10 days — better
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size14 MB84 MB
Age rating4+4+
DeveloperMBG Studiojihye song

In-app purchases

1 purchases

SpendMon

One-time1
  • Remove Ads$2.99
None

Envelope Budget

No in-app purchases

Questions

Is SpendMon free?
SpendMon is free to download, with in-app purchases available.
Is Envelope Budget free?
Envelope Budget is free to download, with no in-app purchases.
Do SpendMon or Envelope Budget have ads?
Both SpendMon and Envelope Budget show ads.
Which is updated more often, SpendMon or Envelope Budget?
SpendMon ships an update fortnightly, and Envelope Budget every 10 days. Most recently, SpendMon was updated on October 19, 2026 and Envelope Budget on October 14, 2026.

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