Comparison

SpendMon vs Subtotal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMon

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Highlights
  • Spending log
  • Household account book
  • Sort by date and expenditure
  • View monthly spending
  • Bulk month search
  • Widget for at-a-glance view
Features
Read full description

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

About

Subtotal

Features
Read full description

You are paying for more than you think. Subtotal adds every subscription up into one figure — what leaves your account each month, and what that comes to in a year. Then it warns you days before each renewal, on your phone and by email, while cancelling can still stop the charge. No bank connection, no scraping: you enter what you pay for, and the app does the arithmetic. WHAT IT DOES • One honest total — every subscription added up, by month and by year, in your own currency. • Renewal reminders days ahead, on your phone and by email, so no charge lands unannounced. • A calendar of every payment coming up, so renewal day never collides with payday. • Where the money goes: by category, by plan and by payment method, ranked by yearly cost. • Price history — every rise kept on record, and a warning before the next one. • Free trials tracked to the day they convert into a real charge. • Shared plans split properly, so you only ever count your share. • Any billing cycle — weekly, monthly, quarterly, yearly, or an interval you set yourself. • Multi-currency, converted into one home currency you choose. • A yearly review: your heaviest month, your biggest category, and what you cancelled. SUBTOTAL PRO Unlimited subscriptions, spending trends, budgets, the savings tracker, home-screen widgets, calendar sync, CSV import and export, and an app lock. Free covers up to 5 subscriptions with full totals and reminders — nothing is ever deleted if you stop paying. No ads, no trackers, nothing sold. Your ledger lives in your own account and syncs to your own devices, and you can delete it and everything in it from inside the app. Subtotal is a ledger for money that leaves on a schedule — subscriptions, memberships, insurance, the gym, the mobile plan, the streaming you forgot about. If it charges you again next month, it belongs here.

Screenshots

SpendMon4 screens
Subtotal4 screens

Verdict

The call

The clearest difference is ads: Subtotal at none against SpendMon's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMon sells 1 one-off in-app purchase and Subtotal sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
SpendMon versus Subtotal: the parameters behind the verdict, then further details
ParameterSpendMonSubtotal
PriceFreeFree
Rating4.6 (251 ratings) — better—
Positive reviews93.7% of reviews—
Number of ratings251 — better—
Update frequencyFortnightly—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size14 MB52 MB
Age rating4+4+
DeveloperMBG StudioChirag Arora

In-app purchases

1 purchases

SpendMon

One-time1
  • Remove Ads$2.99
2 purchases

Subtotal

Subscriptions2
  • Subtotal Pro - Monthly7 Days trial$2.991 Month
  • Subtotal Pro - Yearly7 Days trial$9.991 Year

Questions

Is SpendMon free?
SpendMon is free to download, with in-app purchases available.
Is Subtotal free?
Subtotal is free to download, with in-app purchases available.
Do SpendMon or Subtotal have ads?
SpendMon shows ads; Subtotal does not.

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