Comparison

MPay商戶版 vs BNU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay商戶版

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MPay商戶版APP是澳門通股份有限公司專門為澳門中小微商戶打造的移動收單服務的手機應用程式。使用MPay商戶版APP,可進行便捷的線下正掃收款,線下反掃收款,交易消息推送,消息語音播報以及查看相關交易記錄。 官方網站:www.macaupass.com 官方公眾號:Macau-Pass Facebook:Macaupasscard

About

BNU

Manage your banking transactions and access institutional websites conveniently. This app offers a fresh, user-friendly interface with fast and easy navigation. Securely log in using biometric authentication and perform various banking operations.

Highlights
  • Banking transactions
  • Biometric login
  • Authentication via token
  • Quick look features
  • Latest news and promotions
  • Access to institutional websites
Features
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BNU App - Get everything in one touch! Perform Banking Transactions, add extra Authentication Methods to your BOL transactions, access to both BNU Life and Institutional Website and much more! Everything at one place only. Download it now and get superior convenience. - - - If you are a BNU Online Banking (BOL) customer, you may login the App using the same username and password as BOL. If you have not registered our BOL service yet, please visit any of our branches for registration - it's quick and will provide you with extra convenience on managing your banking transaction. - - - BNU App comes packed with: • FRESH LOOK: Following the latest app design trends, this app will certainly provide a great user experience upon browsing through all its features. • FAST & EASY: fast and easily understandable options and features to keep up with your lifeís pace. • BIOMETRIC LOGIN: Quickly and safely log into the App using the latest biometric authentication methods, such as Fingerprint and Facial Recognition.* • THE BANKING TRANSACTIONS YOU NEED: All BOL transactions are available at your fingerprints, namely Account Enquiry, Transfers, Credit Card and several Bill Payments, Insurance, etc. • AUTHENTICATION VIA TOKEN: A new easy and reliable authentication method to approve transactions made via BOL. • QUICK LOOK: Access the following pages and features without the need of a login: Token, Exchange Rate, Interest Rate, Loans Calculator, All Websites and Help Page. • LATEST NEWS: In-app notifications regarding BNUís latest promotions and news. • ALL WEBSITES: From homepage you may access BNU Institutional Website as well as BNU Life Website and no login is required. * Facial Recognition only available for iPhone X.

Screenshots

MPay商戶版3 screens
BNU4 screens

Verdict

The call

The clearest difference is iOS requirement: MPay商戶版 at 10 against BNU's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MPay商戶版 ships an update every 6 weeks, BNU every 5 weeks. The most recent releases landed on September 22, 2026 and September 28, 2026 respectively.

Scorecard1 real difference · 9 level
MPay商戶版 versus BNU: the parameters behind the verdict, then further details
ParameterMPay商戶版BNU
PriceFreeFree
Rating—2.3 (12 ratings) — better
Positive reviews—8.7% of reviews
Number of ratings—12 — better
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS10 — better15.5
Further details — not scored
Size58 MB96 MB
Age rating4+4+
Developer澳門通股份有限公司 Macau Pass S.A.Banco Nacional Ultramarino, S.A.

In-app purchases

None

MPay商戶版

No in-app purchases

None

BNU

No in-app purchases

Questions

Is MPay商戶版 free?
MPay商戶版 is free to download, with no in-app purchases.
Is BNU free?
BNU is free to download, with no in-app purchases.
Do MPay商戶版 or BNU have ads?
Neither MPay商戶版 nor BNU shows ads.
Which is updated more often, MPay商戶版 or BNU?
MPay商戶版 ships an update every 6 weeks, and BNU every 5 weeks. Most recently, MPay商戶版 was updated on September 22, 2026 and BNU on September 28, 2026.

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