Comparison

Expense Tracker vs Budgeting App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Understand where your money goes by tracking recurring costs like subscriptions and rent. Visualize your spending over daily, weekly, monthly, and yearly periods to gain financial clarity.

Highlights
  • Track regular expenses
  • Monitor subscriptions and rent
  • Visualize spending by day, week, month, year
  • Gain financial clarity
Features
Read full description

Have you every wondered where your money goes? Expense Tracker helps you to track your regular expenses, from your Netflix subscription to your rent, and shows you what those expenses are costing you per day, week, month, and year.

About

Budgeting App

Take control of your finances with a manual-first budget planner and expense tracker. Log spending, create flexible budgets, and gain insights into your habits to make informed financial decisions. Supports multiple accounts and currencies, with optional automatic bank sync in select regions.

Highlights
  • Flexible budget creation (weekly, fortnightly, monthly)
  • Fast expense and income logging
  • Customizable spending categories
  • Insightful spending analytics
  • Recurring transaction tracking
  • Savings and loan goal management
  • Multiple accounts and currencies
  • Optional automatic bank sync
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

Screenshots

Expense Tracker3 screens
Budgeting App4 screens

Verdict

The call

The clearest difference is rating: Budgeting App at 4.7 against Expense Tracker's 3.5. Budgeting App also leads on review sentiment (79% vs 56%) and update cadence (weekly vs fortnightly). Expense Tracker's advantage is in-app purchases (none vs 7) and iOS requirement (11.0 vs 16.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budgeting App holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 24 and 100 respectively. Written reviews point the same way: 56% of Expense Tracker's written reviews are positive against 79% of Budgeting App's.

UpkeepUpdate frequency

Expense Tracker ships an update fortnightly, Budgeting App weekly. The most recent releases landed on November 15, 2026 and November 14, 2026 respectively.

Scorecard7 real differences · 3 level
Expense Tracker versus Budgeting App: the parameters behind the verdict, then further details
ParameterExpense TrackerBudgeting App
PriceFreeFree
Rating3.5 (24 ratings)4.7 (100 ratings) — better
Positive reviews55.6% of reviews78.9% of reviews — better
Number of ratings24100 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better16.0
Further details — not scored
Size9 MB64 MB
Age rating4+4+
DeveloperChris LangThe Budgeting Company

Customer experience

Expense Tracker

All ratings24 ratings
Positive54.2%
Neutral12.5%
Negative33.3%
Written reviews18 reviews
Positive55.6%
Neutral16.7%
Negative27.8%

Budgeting App

All ratings98 ratings
Positive94.9%
Neutral0.0%
Negative5.1%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

In-app purchases

None

Expense Tracker

No in-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Budgeting App?
Budgeting App is rated higher. Expense Tracker averages 3.5 out of 5 from 24 ratings, while Budgeting App averages 4.7 from 100 ratings.
Do Expense Tracker or Budgeting App have ads?
Neither Expense Tracker nor Budgeting App shows ads.
Which is updated more often, Expense Tracker or Budgeting App?
Expense Tracker ships an update fortnightly, and Budgeting App weekly. Most recently, Expense Tracker was updated on November 15, 2026 and Budgeting App on November 14, 2026.

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