Comparison

Miio vs Monto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Miio

Simplify your finances with this app. Open a digital account to send/receive money, get a card for secure purchases and cashback, and apply for loans quickly. It also offers affordable phone plans and allows you to earn money by recharging numbers and paying bills.

Highlights
  • Digital account creation
  • Send and receive money
  • Secure card for purchases
  • Cashback rewards
  • Fast loan applications
  • Affordable phone plans
  • Earn money on recharges and bill payments
Features
Read full description

Somos la app que te ayuda a simplificar tus finanzas de una manera sencilla y eficiente. Evita las filas y realiza desde la palma de tu mano: •⁠ ⁠La creación tu cuenta digital¹ para enviar y recibir dinero, solicitar tu tarjeta Miio para realizar compras seguras y recibir cashback en algunos movimientos •⁠ ⁠Solicitar préstamos en un tiempo récord de aprobación •⁠ ⁠Obtener telefonía² con más megas al mejor precio •⁠ ⁠Recargar a tu número Miio y a otras compañías ganando dinero en c/u •⁠ ⁠Pagar tus servicios como agua, luz, gas, peaje, impuesto, pedidos de catálogo entre otras generando ganancias en comisiones Miio es la app que no sabías que necesitabas que te ahorrará mucho tiempo y dinero. Descárgala ahora. ¹La cuenta digital es operada y administrada por Financiera Mexicana para el Desarrollo Rural SA DE CV SFP, entidad autorizada para operar por la CNBV. Registro RECA 1553-003-035480/02-01398-0624 ²El producto de Telefonía es provisto por King David Mobile SAPI de CV MIIO es una aplicación para smartphones mediante la cual se pueden administrar las tarjetas bajo la marca "MIIO". King David Mobile, S.A.P.I. de C.V. no es un banco ni una entidad financiera.

About

Monto

Access earned wages before your company's payday. This platform allows you to take control of your finances by providing access to your salary as you earn it. It offers a convenient and secure way to manage payments and avoid debt.

Highlights
  • Access earned salary early
  • Funds in account within minutes
  • Helps make payments on time
  • No debt or credit involved
  • Low fixed withdrawal commission
  • Easy, convenient, and secure
Features
Read full description

Monto es la plataforma innovadora que te permite cobrar tu salario ya trabajado antes del día de pago de tu empresa. ¡Si ya lo trabajaste, ya te lo ganaste! No esperes más al día de pago de tu empresa, descarga nuestra app y toma control de tus finanzas. Beneficios • No hay requisitos de uso • Tu dinero en tu cuenta en minutos • Te ayuda a hacer tus pagos a tiempo • No te puedes endeudar – no es adelanto ni crédito • Comisión fija por retiro super baja • Fácil de usar, conveniente y seguro Pide tu Monto. Adelanta tu vida.

Screenshots

Miio3 screens
Monto3 screens

Verdict

The call

The clearest difference is rating: Monto at 5.0 against Miio's 4.2. Monto also leads on review sentiment (100% vs 67%). Miio's advantage is iOS requirement (12.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monto holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 67% of Miio's written reviews are positive against 100% of Monto's.

UpkeepUpdate frequency

Miio ships an update monthly, Monto every 2 weeks. The most recent releases landed on June 11, 2026 and September 14, 2026 respectively.

Scorecard3 real differences · 7 level
Miio versus Monto: the parameters behind the verdict, then further details
ParameterMiioMonto
PriceFreeFree
Rating4.2 (5 ratings)5.0 (4 ratings) — better
Positive reviews67.3% of reviews100.0% of reviews — better
Number of ratings5 — better4
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better14.0
Further details — not scored
Size74 MB71 MB
Age rating17+4+
DeveloperKing David Mobile, S.A.P.I. de C.V.Grupo Tatel SAPI de CV

Customer experience

Miio

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews52 reviews
Positive67.3%
Neutral1.9%
Negative30.8%

Monto

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Miio

No in-app purchases

None

Monto

No in-app purchases

Questions

Is Miio free?
Miio is free to download, with no in-app purchases.
Is Monto free?
Monto is free to download, with no in-app purchases.
Which has better reviews, Miio or Monto?
Monto is rated higher. Miio averages 4.2 out of 5 from 5 ratings, while Monto averages 5.0 from 4 ratings.
Do Miio or Monto have ads?
Neither Miio nor Monto shows ads.
Which is updated more often, Miio or Monto?
Miio ships an update monthly, and Monto every 2 weeks. Most recently, Miio was updated on June 11, 2026 and Monto on September 14, 2026.

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