Comparison

Loans & Interests Simulator vs eMF India

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loans & Interests Simulator

Easily calculate loan payments, maximum credit amounts, and interest paid. Get payment reminders, visualize data with graphs, and access an amortization table. This app helps manage various loan types and is free to use.

Highlights
  • Calculate loan variables (interest, payment, duration, amount)
  • Visualize data with graphs
  • Receive payment reminders
  • View amortization table
  • Export loan history
  • Offline functionality
Features
Read full description

A Simulator / Calculator that easily calculate how much you need to pay monthly, or calculate the maximum amount of credit you can get by knowing how much you can pay. Never forget a payment! Our app will notify you every month to remind you about all your upcoming payments. Our app lets you calculate any variable: interest rate, monthly payment, duration or loan amount; giving you as result the amount of interest paid, the total cost of credit, and amortization. Payments Schedule, graphs, notifications, export options and much much more, and it is absolutely FREE. ** Perfect to calculate: • Personal Loans • Student Loans • Mortgage Loans • Business Loans • Auto Loans What makes us different from all other loan calculator apps? Well, we have several reasons, here is a full feature list: • Calculate any variable of your loan: Interest rate, monthly payment, loan duration or loan amount • We include graphs to help you visualize the data. • Our App includes notifications; we will send you a notification to remind you about your loan payments • An amortization table with all your loan details • Store, email or share your loan history. • We made the most functional design, easy to read and intuitive. • We made it so fast and simple to use that you’ll be able to get calculations in a matter of seconds. • The App is Multi-language. • No internet connection is needed to use this app, and it is designed to work for every device with any software version. • We will constantly update our app to support a wider range of features Download Now! Loans, Credits, Mortgage & Installments Calculator for FREE in the App Store!

About

eMF India

Features
Read full description

eMF India is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

Loans & Interests Simulator4 screens
eMF India4 screens

Verdict

The call

The clearest difference is in-app purchases: eMF India at none against Loans & Interests Simulator's 3. eMF India also leads on ads (none vs shown). Loans & Interests Simulator's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Loans & Interests Simulator sells 3 one-off in-app purchases. eMF India asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Loans & Interests Simulator versus eMF India: the parameters behind the verdict, then further details
ParameterLoans & Interests SimulatoreMF India
PriceFreeFree
Rating4.8 (489 ratings) — better—
Positive reviews86.0% of reviews—
Number of ratings489 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size33 MB101 MB
Age rating4+4+
DeveloperRome Rock LLCESPEROE INDIA MF SERVICES

In-app purchases

3 purchases

Loans & Interests Simulator

One-time3
  • Dog Food$2.99
  • Dog Toys$4.99
  • Dog Costume$6.99
None

eMF India

No in-app purchases

Questions

Is Loans & Interests Simulator free?
Loans & Interests Simulator is free to download, with in-app purchases available.
Is eMF India free?
eMF India is free to download, with no in-app purchases.
Do Loans & Interests Simulator or eMF India have ads?
Loans & Interests Simulator shows ads; eMF India does not.
Which is updated more often, Loans & Interests Simulator or eMF India?
Loans & Interests Simulator ships an update every 2 months, and eMF India every 2 months. Most recently, Loans & Interests Simulator was updated on November 11, 2026 and eMF India on November 3, 2026.

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