Summit Banking vs Firstate Business Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Summit Banking
Manage all your financial accounts from different institutions in one place. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks with a photo and secure your account with biometric login.
- Aggregate accounts from multiple institutions
- Organize transactions with tags and notes
- Set custom balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Biometric security
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Summit Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Summit Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Summit Banking app, you must be enrolled as a Summit Banking Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Firstate Business Mobile
Manage your business finances on the go. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Designed for Firstate Bank business online banking customers.
- Check account balances
- Search recent transactions
- Schedule bill payments
- Manage payees
- Deposit checks remotely
- Transfer funds between accounts
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Available to all Firstate Bank business online banking customers. Firstate Business Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go Transfers Easily transfer cash between your accounts
Screenshots
Verdict
The clearest difference is ratings volume: Summit Banking at 66 against Firstate Business Mobile's 5. Firstate Business Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Summit Banking against 5.0 for Firstate Business Mobile. That said, the two scores are not equally well evidenced: Summit Banking has 66 ratings behind it against 5, so its average is the more settled of the two.
Summit Banking ships an update monthly, Firstate Business Mobile every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Summit Banking | Firstate Business Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (66 ratings) | 5.0 (5 ratings) — better |
| Number of ratings | 66 — better | 5 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Summit Banking | First State Bank of Wrens |
Customer experience
Summit Banking
Firstate Business Mobile
In-app purchases
Summit Banking
No in-app purchases
Firstate Business Mobile
No in-app purchases
Questions
Is Summit Banking free?
Is Firstate Business Mobile free?
Which has better reviews, Summit Banking or Firstate Business Mobile?
Do Summit Banking or Firstate Business Mobile have ads?
Which is updated more often, Summit Banking or Firstate Business Mobile?
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