Comparison

Summit Banking vs Firstate Business Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summit Banking

Manage all your financial accounts from different institutions in one place. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks with a photo and secure your account with biometric login.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags and notes
  • Set custom balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Biometric security
Features
Read full description

Summit Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Summit Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Summit Banking app, you must be enrolled as a Summit Banking Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

Firstate Business Mobile

Manage your business finances on the go. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Designed for Firstate Bank business online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Schedule bill payments
  • Manage payees
  • Deposit checks remotely
  • Transfer funds between accounts
Features
Read full description

Available to all Firstate Bank business online banking customers. Firstate Business Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go Transfers Easily transfer cash between your accounts

Screenshots

Summit Banking4 screens
Firstate Business Mobile4 screens

Verdict

The call

The clearest difference is ratings volume: Summit Banking at 66 against Firstate Business Mobile's 5. Firstate Business Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Summit Banking against 5.0 for Firstate Business Mobile. That said, the two scores are not equally well evidenced: Summit Banking has 66 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Summit Banking ships an update monthly, Firstate Business Mobile every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 6 level
Summit Banking versus Firstate Business Mobile: the parameters behind the verdict, then further details
ParameterSummit BankingFirstate Business Mobile
PriceFreeFree
Rating4.9 (66 ratings)5.0 (5 ratings) — better
Number of ratings66 — better5
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.0 — better
Further details — not scored
Size197 MB77 MB
Age rating4+4+
DeveloperSummit BankingFirst State Bank of Wrens

Customer experience

Summit Banking

All ratings66 ratings
Positive98.5%
Neutral0.0%
Negative1.5%

Firstate Business Mobile

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Summit Banking

No in-app purchases

None

Firstate Business Mobile

No in-app purchases

Questions

Is Summit Banking free?
Summit Banking is free to download, with no in-app purchases.
Is Firstate Business Mobile free?
Firstate Business Mobile is free to download, with no in-app purchases.
Which has better reviews, Summit Banking or Firstate Business Mobile?
Firstate Business Mobile is rated higher. Summit Banking averages 4.9 out of 5 from 66 ratings, while Firstate Business Mobile averages 5.0 from 5 ratings.
Do Summit Banking or Firstate Business Mobile have ads?
Neither Summit Banking nor Firstate Business Mobile shows ads.
Which is updated more often, Summit Banking or Firstate Business Mobile?
Summit Banking ships an update monthly, and Firstate Business Mobile every 5 weeks. Most recently, Summit Banking was updated on November 2, 2026 and Firstate Business Mobile on November 3, 2026.

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