ANZ Transactive vs RefundMate Tax Expense Tracker

The ANZ Transactive – Global mobile app is a corporate mobile banking solution allowing clients access to the payments and trade functionality within ANZ Transactive – Global. The Mobile app offers a simple, convenient and secure mobile banking experience, allowing greater visibility and control of your core cash management and trade activities across Australia, New Zealand and parts of Asia and the Pacific. Compatible with iPhone* and iPad* mobile digital devices, ANZ Transactive – Global provides a range of features: • Utilise the same security credentials and permissions as your web-based ANZ Transactive – Global solution • Transact securely with multi-factor authentication technology combined with lock-out and time-out safeguards • View real-time account balances • View current and prior day account transactions • View Transaction details (Payments/Receivables), including funding and beneficiary/payer details, amounts, value date and audit history • View Loan facilities, including loan summary details, interest cycles and fees • View Commercial Cards, including Billing Entity details, Card/Transaction details • Approve and reject transactions (Payments/Receivables/Trade Instruments) • Obtain a dynamic FX rate for cross currency payments • View the status of Payments (including International Payment Tracking), Receivables and Trade transactions for up to 30 days • Use biometric technology to access the app via Touch/Face ID for iOS • For Australia User that requires operator assistance, user can be digitally identified and verified through ‘Contact Us’ feature ANZ Transactive - Global is provided in Australia, New Zealand, Cook Islands, Fiji, Hong Kong, India, Indonesia, Japan, Kiribati, Laos, Papua New Guinea, Philippines, Samoa, Singapore, Solomon Islands, Timor Leste, Tonga, United Kingdom, United States, Vanuatu and Vietnam by Australia and New Zealand Banking Group Limited (ACN 005 357 522) (“ANZ”) and not Apple Inc. Some product features may not be available in all countries * iPhone and iPad is a trademark of Apple Inc.

Stop losing money at tax time. RefundMate helps Australians capture every work expense, snap receipts on the spot, and stay completely organised for tax season - whether you are an employee, freelancer, contractor, or sole trader. SNAP, TRACK AND CLAIM Never miss a deductible expense again. Log work costs in seconds, attach receipt photos from your camera, and keep everything sorted by financial year - all without a spreadsheet in sight. BUILT FOR AUSSIE TAX TIME Organised around how Australians actually work. Group expenses by ATO-friendly categories, review records by financial year, and export everything when you are ready for your tax return or accountant. WORKS OFFLINE - DATA STAYS ON YOUR DEVICE No subscription required. No cloud sign-up. Your records stay private on your phone, available anytime, even without internet. WHAT YOU CAN TRACK - Work-related expenses - Vehicle and travel costs (km, tolls, parking) - Home office expenses - Tools, equipment and work gear - Training, courses and professional memberships - Uniform and occupation-specific clothing - Phone and internet (work portion) KEY FEATURES - Add expenses with amount, category, date and notes - Attach and organise receipt photos - Group records by Australian financial year - Review your full expense history at a glance - Export records as ZIP with all receipt images - Offline-first, no internet needed - Private by design, no data shared or collected GREAT FOR - Tradies and labourers tracking tools and travel - Drivers tracking kilometres and vehicle expenses - Office workers and remote employees - Freelancers, contractors and consultants - Gig workers (Uber, DoorDash, Airtasker and more) - Nurses, teachers and other professionals WHY REFUNDMATE? Most people leave hundreds of dollars unclaimed every year simply because they did not keep records. RefundMate makes it effortless to stay on top of your deductions all year round, not just in June. Simple. Private. Built for Australia. *Important disclaimer RefundMate is a private independent app and does not represent the ATO or any Australian government body. Any deduction suggestions, categories or refund estimates shown in the app are informational only. Always check current official requirements before acting on them. Official government information sources https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim/work-related-deductions https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/records-you-need-to-keep RefundMate helps you track expenses, store receipts and stay ready for Australian tax time. For official rules and eligibility, refer to the ATO website or a qualified tax professional.