长沙银行企业版 vs 360信用钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
长沙银行企业版
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长沙银行企业手机银行V3.0,是我行为企业客户打造的移动金融服务平台,您可以通过手机银行快捷办理账户管理、 转账汇款、授权审批、存款理财、贷款融资、票据业务、跨境金融、银企对账、电子回单、网点预约等金融服务,并提供了指纹/手势密码快捷登录、云盾护航等辅助功能,将长沙银行对公业务装进口袋。 APP焕新升级,与您共享未来! 新·功能---指尖轻触 掌控全局 票据管理、跨行财资、国际业务、资产池、合同线上签订 全新上线 做你掌控全局的全能助手 新·效率---企业工作台 一站式办公 企业工作台主题页焕新 待办事项、业务日历、快捷功能、线上网点预约、功能视频演示 直达所需 做你一站式办公的效率助手 新·智惠---智享服务 尊享福利 消息提醒、自定义首页、企业账户名片、问题反馈与帮助 全新推出乐豆权益,55大类权益礼品,享你所想 做你“享服”又“享福”的省心助手
360信用钱包
This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.
- Personal credit assessment
- Installment purchases
- Cash loans
- Consumer finance
- Big data technology
- Machine learning
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产品优势: - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用,致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购,分期借等多种现金消费形式,旨在向用户提供正规、便捷、省心的分期消费体验,提升用户的消费生活品质。 - 先消费后还款,分期立享所爱 - 费率透明:年化利率(单利)7.2%-24%(以审核为准); 温馨提示: - 客服/投诉热线:400-6030360(周一至周日:8:00 - 24:00) - 贷款额度、利率,放款时间以实际审核为准; - 福利活动仅抵扣部分利息,详细优惠方式以APP内活动规则为准; (新用户限时最长免息 30天,最高免息65元,借12期享最后一期免息) - 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。
Screenshots
Verdict
The clearest difference is review sentiment: 360信用钱包 at 86% against 长沙银行企业版's 30%. 360信用钱包 also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (6 vs 1). 长沙银行企业版's advantage is rating (5.0 vs 1.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
长沙银行企业版 holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: 360信用钱包 has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 30% of 长沙银行企业版's written reviews are positive against 86% of 360信用钱包's, so the app with the better star average is not the one people write more warmly about.
长沙银行企业版 ships an update every 3 months, 360信用钱包 every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | 长沙银行企业版 | 360信用钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.0 (6 ratings) |
| Positive reviews | 30.0% of reviews | 86.4% of reviews — better |
| Number of ratings | 1 | 6 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 150 MB | 85 MB |
| Age rating | 4+ | 17+ |
| Developer | bankofchangsha | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
长沙银行企业版
360信用钱包
In-app purchases
长沙银行企业版
No in-app purchases
360信用钱包
No in-app purchases









