Comparison

BIDV Smart OTP vs Resta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BIDV Smart OTP

This mobile security application generates authentication codes for online banking transactions. It offers a convenient, token-free experience, supports high-limit transactions, and is easy to set up and use. It functions even without a mobile signal.

Highlights
  • Generates transaction authentication codes
  • Mobile-based security
  • Supports high-limit transactions
  • Easy registration and setup
  • Works without mobile signal
Features
Read full description

BIDV Smart OTP là ứng dụng được phát triển bởi Ngân hàng TMCP Đầu tư và Phát triển Việt Nam, là ứng dụng bảo mật được cài đặt ngay trên thiết bị di động để tạo ra mã xác thực khi thực hiện giao dịch trên dịch vụ ngân hàng trực tuyến của ngân hàng. BIDV Smart OTP chắc chắn sẽ mang lại cho khách hàng những trải nghiệm hoàn toàn hài lòng với những đặc điểm nổi bật dưới đây: • Tiện lợi, không phải mang theo Hard Token. • Xác thực được những giao dịch có hạn mức cao. • Đăng ký, cài đặt và sử dụng dễ dàng. • Ổn định, sử dụng được ngay cả khi không có sóng điện thoại.

About

Resta

This platform connects users with real estate investment opportunities. It offers tools for land-use planning inquiries, market analysis, and networking with real estate agents and investors. Leveraging Big Data, AI, and Automation, it aims to be a leading real estate technology solution.

Highlights
  • Real estate investment connection
  • Land-use planning inquiries
  • 360-degree market research
  • Connect with real estate agents
  • AI and Big Data integration
Features
Read full description

Resta là Nền tảng tiên phong kết nối và đầu tư bất động sản. Nền tảng cung cấp nhiều tiện ích phong phú: Tra cứu thông tin quy hoạch, tra cứu 360 độ thị trường, kết nối môi giới và đầu tư bất động sản. Resta tự hào là nền tảng lọt vào top Startup tiêu biểu được yêu thích năm 2022, đây là nền tảng công nghệ tiên tiến nhờ áp dụng: Big Data, AI và Automation.

Screenshots

BIDV Smart OTP3 screens
Resta4 screens

Verdict

The call

The clearest difference is rating: Resta at 4.8 against BIDV Smart OTP's 1.4. Resta also leads on update cadence (every 2 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Resta holds the better App Store score, 4.8 against 1.4. Both are backed by a comparable volume of ratings — 16 and 21 respectively. Written reviews point the same way: 59% of BIDV Smart OTP's written reviews are positive against 67% of Resta's.

UpkeepUpdate frequency

BIDV Smart OTP ships an update every 2 months, Resta every 2 weeks. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
BIDV Smart OTP versus Resta: the parameters behind the verdict, then further details
ParameterBIDV Smart OTPResta
PriceFreeFree
Rating1.4 (16 ratings)4.8 (21 ratings) — better
Positive reviews58.9% of reviews66.7% of reviews — better
Number of ratings1621 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size46 MB117 MB
Age rating4+17+
DeveloperBIDVUNIKGATE FINANCIAL TECHNOLOGY JOINT STOCK COMPANY

Customer experience

BIDV Smart OTP

All ratings16 ratings
Positive6.3%
Neutral6.3%
Negative87.5%
Written reviews56 reviews
Positive58.9%
Neutral1.8%
Negative39.3%

Resta

All ratings20 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews15 reviews
Positive66.7%
Neutral6.7%
Negative26.7%

In-app purchases

None

BIDV Smart OTP

No in-app purchases

None

Resta

No in-app purchases

Questions

Is BIDV Smart OTP free?
BIDV Smart OTP is free to download, with no in-app purchases.
Is Resta free?
Resta is free to download, with no in-app purchases.
Which has better reviews, BIDV Smart OTP or Resta?
Resta is rated higher. BIDV Smart OTP averages 1.4 out of 5 from 16 ratings, while Resta averages 4.8 from 21 ratings.
Do BIDV Smart OTP or Resta have ads?
Neither BIDV Smart OTP nor Resta shows ads.
Which is updated more often, BIDV Smart OTP or Resta?
BIDV Smart OTP ships an update every 2 months, and Resta every 2 weeks. Most recently, BIDV Smart OTP was updated on October 24, 2026 and Resta on October 21, 2026.

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