Comparison

MLC vs AuPayCalculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MLC

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

Highlights
  • View account balances
  • Secure login (PIN, Touch ID, Face ID)
  • Check transactions and beneficiaries
  • Review insurance cover
  • Track super contributions
  • Find and consolidate super
  • Update personal details
Features
Read full description

With the MLC app you can: • View your MLC MasterKey super, pension, or investment balances—quickly and simply. • Get secure and easy access, using a PIN, Touch ID or Face ID (only available on compatible devices). • Check transactions, nominated beneficiaries, and your current mix of investment options. • Get notified when you receive a super payment. • Review insurance cover within your super account. • Keep an eye on your super contributions. • Find and consolidate your super. • View your regular investments and withdrawals, distributions, transactions and investment options in your MasterKey investment account. • Update your personal details. • View our super fund details such as our Fund ABN, Product USI, address, and complying fund statement. • Use the app to easily send your super account details to your employer when you change jobs. • View your balance over financial years as a handy, interactive graph. • Get easy access to help and support within the app. Already have MLC online access? Download the app now. You'll need to be registered for MLC online access. Not registered? Simply go to mlc.com.au or call us on 132 652. Please note: • The app doesn’t include information on MLC Wrap, MLC Navigator or products such as standalone insurance. • This app isn’t intended for use by financial advisers.

About

AuPayCalculator

Features
Read full description

AU Pay Calculator shows what you actually take home — your salary broken down by year, month, and week, using the latest Australian resident tax brackets plus the Medicare Levy. See the full picture in seconds: • Enter your annual salary and instantly see your net (take-home) pay per year, month, and week • Tap "Break down tax" to see income tax and Medicare separately • Clean, fast, and works entirely on your device — no account, no sign-up Premium unlocks the extras: • Compare two salaries side by side — perfect for weighing up a pay rise or a new job offer • Hourly rate mode • Part-time (days-per-week) calculations Premium is available as a yearly subscription or a one-time lifetime purchase. Note: Figures are estimates for general guidance only, based on the latest Australian resident rates. They exclude super, HECS/HELP, LITO, and private health rebates and may not reflect your exact tax position. Always consult a registered tax professional or the ATO for personalised advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/ Privacy Policy: https://paycalculator-privacy.netlify.app

Screenshots

MLC4 screens
AuPayCalculator4 screens

Verdict

The call

The clearest difference is in-app purchases: MLC at none against AuPayCalculator's 2. AuPayCalculator's advantage is update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. AuPayCalculator sells 2 in-app purchases, starting at $5.99 per year. MLC asks for nothing beyond the download.

UpkeepUpdate frequency

MLC ships an update every 2 months, AuPayCalculator fortnightly. Both last shipped on November 6, 2026.

Scorecard2 real differences · 6 level
MLC versus AuPayCalculator: the parameters behind the verdict, then further details
ParameterMLCAuPayCalculator
PriceFreeFree
Positive reviews30.2% of reviews—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size49 MB29 MB
Age rating4+4+
DeveloperIOOF Service Co Pty LtdRodrigo Lamberti

Bugs and requests

MLC

Reported bugs

11 issues
  • Login button does not work
  • App crashes
  • Face ID/Face recognition signing in issues
  • App stuck on login page
  • Update does not work
Show 6 more
  • Keyboard not presented for login
  • Back button not working
  • White screen on launch
  • Cannot accept terms and conditions
  • App cycles to App Store after update
  • Login details incorrect despite website working

Requested features

11 requests
  • Include rate of return for previous and current year
  • Show balance after every transaction
  • Option to view data by calendar year
  • Add graphs for visualization
  • Manage investments from the app
Show 6 more
  • Improve UI color scheme
  • Add more features like changing portfolio and insurance numbers
  • Update login photo
  • Allow online withdrawal of funds
  • Face recognition login on every login
  • App rotation and better iPad screen utilization

AuPayCalculator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MLC

No in-app purchases

2 purchases

AuPayCalculator

Subscriptions1
  • Premium (Yearly)$5.991 Year
One-time1
  • Lifetime Premium$9.99

Questions

Is MLC free?
MLC is free to download, with no in-app purchases.
Is AuPayCalculator free?
AuPayCalculator is free to download, with in-app purchases available.
Do MLC or AuPayCalculator have ads?
Neither MLC nor AuPayCalculator shows ads.
Which is updated more often, MLC or AuPayCalculator?
MLC ships an update every 2 months, and AuPayCalculator fortnightly. Most recently, MLC was updated on November 6, 2026 and AuPayCalculator on November 6, 2026.

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