Forint App vs ÉSZLA

The application has two features: with the help of a picture of the front of banknotes it provides a method to validate the authenticity of banknotes, and it also offers an augmented reality experience related to the image on the back of banknotes. In the application’s banknote validation module the user selects the front of the banknote denomination to be checked. Subsequently, the application helps the user to hold the device in the correct position by displaying messages on the mobile phone screen, then automatically takes a picture. After the photo is assessed the application sends feedback on the authenticity of the banknote. The application offers an augmented reality (aka. AR) experience of the picture on the back. The background music is adjusted to the style characteristic of the age the picture depicts. Holding the mobile device to the picture on the back of the forint banknotes the AR launches automatically and the messages displayed on the screen guide the user for the perfect experience. The application was developed in cooperation with the MNB; however, its feedback cannot be considered as the MNB’s professional opinion. Furthermore, the application does not serve as a substitute for professional devices validating banknote authenticity. Should users be uncertain about the authenticity of a specific forint banknote, it is advisable to have the banknote checked at a post office or a bank or in the MNB’s retail cash office. Supported languages: Hungarian, English, Chinese (simplified)

This application allows you to compare the reports received from your financial service provider managing your securities account with the data transferred by the service provider to the MNB, these data are sent by service providers to the MNB on a monthly basis. Why is it useful for you? By checking the on-line balance on a regular basis you can make sure that your service provider manages your securities account correctly, i.e. it transfers the same information to the Magyar Nemzeti Bank and to you. The application provides the possibility to query the securities account balance in a clear and user-friendly way, even without entering a password, by scanning the QR code on the statement, which service providers are obliged to place on each securities account statement. In addition, the mobile app also provides a number of convenience and notification features compared to the ÉSZLA online enquiry application. The convenience features: if the account holder activates this feature in the mobile application and checks his/her securities account in at least three different months, the account becomes a registered account, which means that in subsequent months, you can access the balance data uploaded to the ÉSZLA system with a single click, without having to enter the current monthly password, by logging into the mobile application. QR code on the monthly statement: the password, generated monthly by the investment service provider and sent to the account holder together with the monthly statement, will also be displayed on the statement in the form of a QR code. You can conveniently enter your password to retrieve the account balance using the dedicated QR code reader of the ÉSZLA mobile application without entering the password by scanning the QR code on the account statement. Access to the web-based ÉSZLA application with a QR code: if the account holder wishes to view his/her statement on a larger display on a computer, you must select a QR code entry on the MNB web-based ÉSZLA enquiry application page, which will display a QR code on the web interface, which must be scanned using the "Access to web" function of the mobile application, after which the mobile application may still ask for a login password (if the account is not yet "registered"). PUSH notifications: if you activate this feature in the mobile application, you will receive a PUSH message from the mobile application typically on the 10th working day of each month, informing you that your balance data has been uploaded to the system, which you can retrieve and compare with your statement using the mobile application. Saving as PDF: in the ÉSZLA application, it is possible to retrieve the balance data for a given month from the 10th working day following the month in question until the 10th working day of the second month following the month in question. If you wish to access the ÉSZLA balance data beyond this period, it is advisable to download it in PDF format to your smartphone or you can also send it (e.g. as an e-mail attachment). Check your securities account balance now and compare it with the statement sent to you by your investment service provider. If you notice a discrepancy, notify the discrepancy to your investment service provider immediately.