Comparison

BSI Mobile vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BSI Mobile

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

Highlights
  • Account information (balance, mutations, portfolio)
  • Transfers (inter-branch, online, SKN, QRIS)
  • Bill payments (utilities, academic, insurance, BPJS, etc.)
  • Purchases (phone credit, prepaid PLN, e-money, data packages)
  • Online account opening
  • Cardless cash withdrawal
  • Scheduled transactions
Read full description

BSI Mobile adalah salah satu saluran distribusi yang dimiliki oleh Bank Syariah Indonesia untuk mengakses rekening yang dimiliki nasabah dengan menggunakan teknologi 3G/4G dan WIFI melalui smartphone. Fitur: • Info rekening (informasi saldo, mutase, dan informasi portofolio). • Transfer (pindah buku, online, SKN, QRIS). • Pembayaran (PLN, telepon/HP, akademik, institusi, tiket, asuransi, zakat/infaq, BPJS, MPN, PDAM, Internet/TVKabel, dan Ecommerce). • Pembelian (voucher HP, PLN prabayar, E-money, Paket Data, Top Up EWallet, Aqiqah, Streaming Video & Musik, Kartu Debit OTP). • Buka rekening online. • E-mas • Tarik Tunai Tanpa Kartu • BSI Keyboard • Transaksi Terjadwal • Akses Menu Favorit • Update lokasi ATM dan Cabang. • Penyimpan data transaksi favorit. • Share aktivitas ke sosial media. • Jadwal shalat dan kalimat inspiratif. • Akses sosial media Bank Syariah Indonesia • Akses langsung Bank Syariah Indonesia call 14040 • Informasi produk dan promo Bank Syariah Indonesia • Notifikasi detil transaksi ke email yang didaftarkan • Bukti transaksi otomatis tersimpan di kotak masuk • Penambahan biller pembayaran dan pembelian • Menu Rate Mata Uang Asing • Portfolio Nasabah • Permintaan ulang kode aktivasi • Digital Wakaf Registrasi: 1. Proses Pendaftaran/Registrasi a. Nasabah bisa melakukan registrasi BSI Mobile via Kantor Cabang, ATM BSI, ataupun via Bank Syariah Indonesia Call b. Setelah registrasi berhasil, nasabah akan menerima SMS yang berisi kode aktivasi. 2. Proses Download Untuk ponsel dengan IOS App Store dengan keyword ‘BSI Mobile’. Pastikan aplikasi BSI Mobile offered by / publisher / by PT Bank Syariah Indonesia, Tbk. 3. Proses Aktivasi Nasabah meng-input nomor ponsel dan kode aktivasi yang didapat dari cabang pada saat pendaftaran/registrasi. Informasi lebih lanjut, kunjungi Bank Syariah Indonesia terdekat atau hubungi: Bank Syariah Indonesia Call 14040. www.bankbsi.co.id

About

M

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

Highlights
  • Tax regulations access
  • Tax deadline reminders
  • Taxpayer profile viewing
  • Electronic NPWP display
  • Manage tax obligations
Features
Read full description

M-Pajak adalah aplikasi resmi Direktorat Jenderal Pajak (DJP) yang memudahkan Wajib Pajak (WP) dalam mengelola kewajiban pajaknya. Dapatkan berbagai layanan perpajakan di genggaman Anda, seperti: 1. Peraturan Perpajakan: - Lihat status peraturan perpajakan terbaru. - Baca peraturan perpajakan dengan mudah. 2. Tenggat Pajak: - Dapatkan pengingat tanggal-tanggal penting terkait perpajakan pada tahun berjalan. - Pastikan Anda tidak terlambat dalam pelaporan dan/atau pembayaran pajak. 3. Profil Wajib Pajak: - Lihat informasi lengkap dan NPWP elektronik Anda. M-Pajak: Solusi mudah dan cepat untuk mengelola pajak Anda. Unduh sekarang dan rasakan kemudahannya!

Screenshots

BSI Mobile4 screens
M3 screens

Verdict

The call

The clearest difference is review sentiment: BSI Mobile at 64% against M's 0%. BSI Mobile also leads on rating (3.7 vs 1.0) and ratings volume (26 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BSI Mobile holds the better App Store score, 3.7 against 1.0. That said, the two scores are not equally well evidenced: BSI Mobile has 26 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of BSI Mobile's written reviews are positive against 0% of M's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
BSI Mobile versus M: the parameters behind the verdict, then further details
ParameterBSI MobileM
PriceFreeFree
Rating3.7 (26 ratings) — better1.0 (2 ratings)
Positive reviews64.5% of reviews — better0.0% of reviews
Number of ratings26 — better2
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.5
Further details — not scored
Size150 MB93 MB
Age rating4+4+
DeveloperPT Bank Syariah Indonesia, TbkDIREKTORAT JENDERAL PAJAK

Customer experience

BSI Mobile

All ratings26 ratings
Positive61.5%
Neutral11.5%
Negative26.9%
Written reviews121 reviews
Positive64.5%
Neutral6.6%
Negative28.9%

M

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BSI Mobile

No in-app purchases

None

M

No in-app purchases

Questions

Is BSI Mobile free?
BSI Mobile is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Which has better reviews, BSI Mobile or M?
BSI Mobile is rated higher. BSI Mobile averages 3.7 out of 5 from 26 ratings, while M averages 1.0 from 2 ratings.
Do BSI Mobile or M have ads?
Neither BSI Mobile nor M shows ads.
Which is updated more often, BSI Mobile or M?
BSI Mobile ships an update every 3 weeks, and M every 3 weeks. Most recently, BSI Mobile was updated on November 2, 2026 and M on November 3, 2026.

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